9 Edgedale Road, Toronto, ON

North St. James Town, Toronto · MLS® C13508230

$1,390,000
For Sale
Listed 16 days ago
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3Bedrooms
4Bathrooms
0Parking
2000-2500Sq Ft

About this home

*** LIVE-WORK-RENTAL INCOME Flexible Space *** PRICED TO SELL *** Discover a hidden treasure in this Victorian semi-detached home, perfectly situated on a private street in the vibrant downtown core of Bloor St East and the Howard Street Neighborhood. Here, historic charm meets contemporary convenience, surrounded by modern residential condos that enhance the areas appeal. Spanning three stories, this remarkable residence features three spacious bedrooms and four bathrooms, with the main floor effortlessly transitioning into a cozy office space. Thoughtfully and thoroughly renovated in 2004, this home strikes a beautiful balance between its storied past and the comforts of modern live-work flex space. The basement features a separate entrance and offers the potential to be easily converted into a one-bedroom rental unit for additional income or utilized as an in-law suite. With a fantastic walk score of 94, youll have easy access to the nearby TTC Sherbourne Subway Station, an Asian supermarket at Via Bloor Condos, No Frills, and Freshco, making it a breeze to explore everything the city has to offer. This Victorian gem is not just a home; its an exceptional opportunity for anyone looking to blend living and work in the heart of downtown Toronto. Minimum One unassigned street parking space available on Edgedale Road. Total 3,054 sq ft of living space.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13508230
Bedrooms
3
Bathrooms
4 (2 half)
Size
2000-2500
Lot
19.75 × 90 ft
Cross streets
Bloor St /Parliament
Parking
0 parking
Driveway
Other
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,501 / 2025
Days on market
16
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

OfficeLower4.57 × 6.43 m

3 Pc Bath

DenLower3.81 × 2.29 m
OfficeLower3.84 × 2.44 m
SittingGround4.93 × 6.43 m

fireplace · hardwood floor · open concept

BedroomSecond3.20 × 4.09 m

Hardwood Floor

OfficeGround3.84 × 4.04 m

fireplace · hardwood floor · w/o to deck

KitchenSecond4.09 × 4.95 m

renovated · family size kitchen · w/o to deck

Living RoomSecond5.05 × 5.13 m

fireplace · hardwood floor · bay window

BedroomThird2.39 × 3.96 m
BedroomThird4.93 × 6.30 m
OfficeGround3.68 × 3.12 m

Listing history

  1. Jul 1, 2026Listed$1,390,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.81Mest. value

Listed at $1,390,000, this home is tracking about 23% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.12M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $988K
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $973K

That comparable adjusts to $973K; the $1.81M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Parliament St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.39MGreat deal$2.06MOverpriced

Total price vs nearby homes. Fair value about $1.81M, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

46B Strathnairn Avenue$1.33MC-157 Hallam Street$1.60M54 Dairy Drive$1.03M45 Grant Street$1.80M97 San Gabriele Place$900k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.39MThis home1.33M1.60M1.03M1.80M900kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.06M
$618this home / sqft
27active listings nearby
16days on market

This home lists 27% below the area average of $847/sqft.

12 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Parliament St, about 140 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Danforth
$1.10M
Greenwood-Coxwell
$792K
Palmerston-Little Italy
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$6,335/mo
$271KIncome needed
5.1×Price ÷ income
$1,462Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $6,335Property tax $792Total carry $7,127

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,934per month

Mortgage amount $1,112,000 · 4.14% over 25 years

$278,000Down payment (20.0%)
$1,112,000Loan before insurance
$0CMHC premium
$6,726Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,934
Property tax
$792
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,726

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,275
Toronto municipal land transfer tax
$24,275
Estimated closing costs
$48,550

Plus your down payment of $278,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$668,213Total interest paid
$1,780,213Total of all payments
Principal $1,112,000 Interest $668,213
YearPrincipalInterestBalance
1$26,050$45,158$1,085,950
2$27,140$44,069$1,058,810
3$28,275$42,933$1,030,535
4$29,458$41,751$1,001,077
5$30,690$40,518$970,387
6$31,974$39,235$938,413
7$33,311$37,897$905,102
8$34,705$36,504$870,397
9$36,156$35,052$834,241
10$37,669$33,540$796,572
11$39,244$31,964$757,328
12$40,886$30,323$716,442
13$42,596$28,613$673,846
14$44,378$26,831$629,469
15$46,234$24,975$583,235
16$48,168$23,041$535,067
17$50,183$21,026$484,885
18$52,282$18,927$432,603
19$54,468$16,740$378,134
20$56,747$14,462$321,388
21$59,120$12,088$262,267
22$61,593$9,615$200,674
23$64,170$7,039$136,504
24$66,854$4,355$69,650
25$69,650$1,558$0

At the end of your 5-year term

Total paid over the term
$356,043
Principal paid down
$141,613
Interest paid
$214,429
Balance remaining
$970,387

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $9,501− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,955

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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