S430-112 George Street, Toronto, ON

Moss Park, Toronto · MLS® C13508376

$740,000
For Sale
Listed 22 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

2 PARKING SPOTS INCLUDED IN THIS LISTING ! Welcome to a condo that refuses to compromise. If you've been searching for downtown energy without the claustrophobic "glass box" feel, this is your finish line. Boasting a coveted southwest exposure, wall-to-wall windows, this exceptionally maintained open-concept oasis is flooded with natural light all day long. The view is absolutely spectacular, completely unobstructed, and looking directly over the lush canopy of St. James Park and the city skyline. Step inside to a space that feels brand new. The entire suite has been thoughtfully reimagined, featuring sleek, newly installed kitchen cabinetry and two fully updated, spa-like bathrooms. It's entirely turn-key and move in ready. Two side by side parking spots plus an additional parking spot are included. A large, self-enclosed private storage locker is conveniently located right next to the 2 spots for added convenience. Use them or rent out for effortless passive income. One spot is currently rented month-to-month but can be made available. The parking garage is also equipped with EV charging stations (EVC). Close to St Lawrence Market, Distillery District, Shopping, Restaurants, Theatres. Detailed upgrades listed in feature sheet. For option to purchase with 3 parking spots see MLS# C13508438

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13508376
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
700-799
Cross streets
Adelaide St E & Jarvis
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$696/mo
Exposure
South West
Property tax
$3,867 / 2026
Days on market
22
Listing brokerage
ROYAL LEPAGE PREMIUM ONE REALTY

Rooms

Dining RoomFlat5.70 × 4.05 m

vinyl floor · window floor to ceiling · combined w/living

Primary BedroomFlat4.11 × 2.71 m

vinyl floor · double closet · 3 pc ensuite

DenFlat3.32 × 2.30 m

vinyl floor · double closet · 3 pc bath

Living RoomFlat5.70 × 4.05 m

vinyl floor · overlooks park · sw view

KitchenFlat3.96 × 2.74 m

vinyl floor · granite counters · centre island

Our TakeTeam Asgarian · Broker
Above comparables
$620Kest. value

Listed at $740,000, and my independent estimate is about 19% above what comparable homes suggest.

In Moss Park lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$602KGreat deal$740KOverpriced

Total price vs nearby homes. Fair value about $620K, median of 11 comparables.

How this estimate is builtthe short version

I take the 11 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $744K, a bit higher.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 11 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$583kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1910-105 George Street$645k208-320 Richmond Street$520k2811-70 Princess Street$550k713-105 George Street$549k408-205 Frederick Street$650k

The 5 closest of 8 active listings nearby.

See all comparable homes
740kThis home645k520k550k549k650kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$987this home / sqft
60active listings nearby
22days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 9% above the area average of $907/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$611K
Waterfront Communities C1
$615K
Bay Street Corridor
$638K
Niagara
$550K
Mount Pleasant West
$850K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,373/mo
$155KIncome needed
4.8×Price ÷ income
$778Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,373Property tax $322Condo fee $696Total carry $4,391

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,159per month

Mortgage amount $592,000 · 4.14% over 25 years

$148,000Down payment (20.0%)
$592,000Loan before insurance
$0CMHC premium
$4,177Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,159
Property tax
$322
Condo / maintenance fees
$696
Heating
$0
Estimated monthly cost
$4,177

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,275
Toronto municipal land transfer tax
$11,275
Estimated closing costs
$22,550

Plus your down payment of $148,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$355,740Total interest paid
$947,740Total of all payments
Principal $592,000 Interest $355,740
YearPrincipalInterestBalance
1$13,869$24,041$578,131
2$14,449$23,461$563,683
3$15,053$22,857$548,630
4$15,683$22,227$532,947
5$16,339$21,571$516,609
6$17,022$20,888$499,587
7$17,734$20,176$481,853
8$18,476$19,434$463,377
9$19,249$18,661$444,128
10$20,054$17,856$424,074
11$20,893$17,017$403,182
12$21,766$16,143$381,415
13$22,677$15,233$358,738
14$23,625$14,284$335,113
15$24,614$13,296$310,499
16$25,643$12,266$284,856
17$26,716$11,194$258,140
18$27,833$10,076$230,307
19$28,998$8,912$201,309
20$30,211$7,699$171,098
21$31,474$6,435$139,624
22$32,791$5,119$106,834
23$34,162$3,747$72,671
24$35,591$2,318$37,080
25$37,080$830$0

At the end of your 5-year term

Total paid over the term
$189,548
Principal paid down
$75,391
Interest paid
$114,157
Balance remaining
$516,609

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,867− Condo fees $8,349− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,816

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PREMIUM ONE REALTY. MLS®/PropTx.

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