116 Brunswick Avenue, Toronto, ON

University, Toronto · MLS® C13509608

$1,388,000
For Sale
Listed 16 days ago
6Bedrooms
2Bathrooms
15Garage · 1 parking
1500-2000Sq Ft

About this home

At 2,400 sq ft - on 4 spacious levels - in Harbord Village, this circa 1888 Victorian just became the neighbourhood's most compelling price-per-square-foot story - $60K price reduction, original character intact. Fireplace, stained glass, transoms, sculpted millwork, exposed brick, and a secondary staircase you won't find in a reproduction. The bones are the kind builders don't make anymore, with tall ceilings, generous room sizes, and light pouring in from oversized windows. The main floor is a blank canvas with excellent proportions already in place, ready to be opened up, reworked, or respectfully restored, depending on your vision. A hidden alcove with its own window is just waiting for a use. Upstairs, six bedrooms across two levels offer a rare degree of flexibility: bedrooms, home office space, guest space, or a full reimagining. The basement's unusually high ceilings make it a genuine candidate for future living space, not just storage. Out back, a west-facing yard for long summer evenings, plus a garage and no shortage of storage. All of this is seconds from Harbord Village's shops and cafés, and a short walk to U of T, Kensington Market, Little Italy, hospitals, and transit. This is a house for someone who sees potential as an opportunity, not a project.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13509608
Bedrooms
6
Bathrooms
2
Size
1500-2000
Lot
14.33 × 120 ft
Cross streets
Harbord and Spadina
Parking
15 garage · 1 parking (attached)
Driveway
Lane
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Stone
Roof
Unknown
Sewer
Sewer
Property tax
$7,224 / 2025
Days on market
16
Listing brokerage
FREEMAN REAL ESTATE LTD.

Rooms

Living RoomMain2.60 × 7.88 m

hardwood floor · closed fireplace · coffered ceiling(s)

Bedroom 4Third4.11 × 4.93 m

wood · overlooks frontyard

KitchenMain2.95 × 4.40 m

tile floor · walk-out · overlooks backyard

FoyerMain1.41 × 6.72 m

wainscoting · stained glass · hardwood floor

OfficeSecond2.14 × 3.93 m

hardwood floor · window

Mud RoomMain1.77 × 2.33 m

W/O To Yard

Bedroom 5Third2.55 × 3.87 m

wood · overlooks backyard

Bedroom 3Second2.95 × 2.00 m

hardwood floor · overlooks backyard

Bedroom 2Second2.60 × 3.54 m

hardwood floor · closet · window

Dining RoomMain2.95 × 4.95 m

hardwood floor · wainscoting · picture window

Primary BedroomSecond4.11 × 4.50 m

hardwood floor · closet · overlooks frontyard

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Harbord St at Brunswick Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

91 Borden Street$999k46 Odoardo Di Santo Circle$829k328 Wellesley Street$1.90M17 Locust Lodge Gardens$975k24 Mattari Court$1.05M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.39MThis home999k829k1.90M975k1.05MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $999K
$793this home / sqft
5active listings nearby
16days on market

This home lists 40% above the area average of $567/sqft.

6 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Harbord St at Brunswick Ave, about 134 m away

20+ transit stops18 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Trinity-Bellwoods
$1.12M
Cabbagetown-South St. James Town
$1.71M
Moss Park
$1.27M
South Riverdale
$999K
Mimico
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near da Vinci School
67%
da Vinci SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 67% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$6,326/mo
$264KIncome needed
5.3×Price ÷ income
$1,460Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,326Property tax $602Total carry $6,928

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,926per month

Mortgage amount $1,110,400 · 4.14% over 25 years

$277,600Down payment (20.0%)
$1,110,400Loan before insurance
$0CMHC premium
$6,528Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,926
Property tax
$602
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,528

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,235
Toronto municipal land transfer tax
$24,235
Estimated closing costs
$48,470

Plus your down payment of $277,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,197/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,252Total interest paid
$1,777,652Total of all payments
Principal $1,110,400 Interest $667,252
YearPrincipalInterestBalance
1$26,013$45,093$1,084,387
2$27,101$44,005$1,057,286
3$28,235$42,872$1,029,052
4$29,416$41,691$999,636
5$30,646$40,460$968,990
6$31,928$39,178$937,063
7$33,263$37,843$903,799
8$34,655$36,451$869,145
9$36,104$35,002$833,040
10$37,614$33,492$795,426
11$39,188$31,918$756,238
12$40,827$30,279$715,411
13$42,535$28,571$672,877
14$44,314$26,792$628,563
15$46,167$24,939$582,396
16$48,098$23,008$534,297
17$50,110$20,996$484,187
18$52,206$18,900$431,980
19$54,390$16,716$377,590
20$56,665$14,441$320,925
21$59,035$12,071$261,890
22$61,505$9,601$200,385
23$64,077$7,029$136,308
24$66,758$4,348$69,550
25$69,550$1,556$0

At the end of your 5-year term

Total paid over the term
$355,530
Principal paid down
$141,410
Interest paid
$214,121
Balance remaining
$968,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $7,224− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,018

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FREEMAN REAL ESTATE LTD.. MLS®/PropTx.

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