1402-158 Front Street, Toronto, ON

Moss Park, Toronto · MLS® C13509922

$648,888
For Sale
Listed 21 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

LUXURY spacious 1+1 Corner Unit with One Parking and One Locker , offering approx. 680 sq ft+ balcony with 9 ft ceiling and floor to ceiling windows. Southwest exposure with unobstructed views of the Toronto skyline and lake. Steps to St. Lawrence Market and walking distance to Union Station .Building amenities include a three- floor fitness center and outdoor pool. Gym ,Yoga Studio , Theatre Room, Party Room,24 Hr Concierge

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13509922
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Front St & Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$697/mo
Exposure
South
Property tax
$3,748 / 2025
Days on market
21
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.

Rooms

KitchenFlat7.44 × 4.30 m
BedroomFlat3.08 × 2.93 m
Living RoomFlat7.44 × 4.30 m
Dining RoomFlat7.44 × 4.30 m
DenFlat2.62 × 3.02 m
Our TakeTeam Asgarian · Broker
Above comparables
$577Kest. value

Listed at $648,888, and my independent estimate is about 12% above what comparable homes suggest.

In Moss Park lately, sellers get about 96% of asking; homes sell in ~32 days.

List price
$557KGreat deal$649KOverpriced

Total price vs nearby homes. Fair value about $577K, median of 16 comparables.

How this estimate is builtthe short version

I take the 16 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $735K, higher than the comparables and worth a second look.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 16 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$634kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

808-284 King Street$670k701-284 King Street$670k1014-158 Front Street$590kS703-112 George Street$589k408-205 Frederick Street$650k

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home670k670k590k589k650kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$999this home / sqft
59active listings nearby
21days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 10% above the area average of $905/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$611K
Waterfront Communities C1
$623K
Bay Street Corridor
$618K
Niagara
$599K
Mount Pleasant West
$850K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,957/mo
$139KIncome needed
4.7×Price ÷ income
$682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,957Property tax $312Condo fee $697Total carry $3,967

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,770per month

Mortgage amount $519,110 · 4.14% over 25 years

$129,778Down payment (20.0%)
$519,110Loan before insurance
$0CMHC premium
$3,779Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,770
Property tax
$312
Condo / maintenance fees
$697
Heating
$0
Estimated monthly cost
$3,779

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,453
Toronto municipal land transfer tax
$9,453
Estimated closing costs
$18,906

Plus your down payment of $129,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,939Total interest paid
$831,050Total of all payments
Principal $519,110 Interest $311,939
YearPrincipalInterestBalance
1$12,161$21,081$506,949
2$12,670$20,572$494,280
3$13,200$20,042$481,080
4$13,752$19,490$467,328
5$14,327$18,915$453,002
6$14,926$18,316$438,075
7$15,551$17,691$422,525
8$16,201$17,041$406,324
9$16,879$16,363$389,445
10$17,585$15,657$371,861
11$18,320$14,922$353,540
12$19,087$14,155$334,454
13$19,885$13,357$314,569
14$20,717$12,525$293,852
15$21,583$11,659$272,269
16$22,486$10,756$249,783
17$23,427$9,815$226,357
18$24,406$8,836$201,950
19$25,427$7,815$176,523
20$26,491$6,751$150,032
21$27,599$5,643$122,433
22$28,753$4,489$93,680
23$29,956$3,286$63,724
24$31,209$2,033$32,515
25$32,515$727$0

At the end of your 5-year term

Total paid over the term
$166,210
Principal paid down
$66,109
Interest paid
$100,101
Balance remaining
$453,002

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,748− Condo fees $8,365− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,181

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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