819-308 Jarvis Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13511538

$910,000
For Sale
Listed 19 days ago
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4Bedrooms
3Bathrooms
0Parking
1000-1199Sq Ft
19 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

BRAND NEW FROM BUILDER - HST REBATE FOR ELIGIBLE PURCHASERS. JAC condos is perfectly situated at Jarvis and Carlton. This prime location puts everything at your doorstep, with TTC, Eaton Centre, Toronto Metropolitan University just steps away. Indulge in a lifestyle of comfort and convenience with a myriad of amenities, including a sun deck for relaxation, a rooftop terrace with stunning views, BBQs, a state-of- the-art fitness studio, and even a gardening room. JAC condo offers a harmonious blend of modern living and vibrant community, ensuring a fulfilling experience for residents seeking a dynamic and well-appointed urban sanctuary.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13511538
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1000-1199
Cross streets
Jarvis and Carlton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$793/mo
Exposure
North
Days on market
19
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

BedroomMain2.43 × 2.43 m
Primary BedroomMain2.70 × 3.04 m
BedroomMain2.43 × 2.43 m
Living RoomMain3.60 × 7.30 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.03Mest. value

Listed at $910,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 98% of asking and homes sell in about 36 days.

Based on 90 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 90 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.16M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.21M

That comparable adjusts to $1.21M; the $1.03M estimate above is the median of all 90 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Jarvis Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$910KGreat deal$1.14MOverpriced

Total price vs nearby homes. Fair value about $1.03M, median of 90 comparables.

Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$910kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

7112-55 Cooper Street$899k709-170 Bayview Avenue$900k1502-8 The Esplanade Avenue$935kN1103-35 Rolling Mills Road$960k1318-15 Richardson Street$858k

The 5 closest of 8 active listings nearby.

See all comparable homes
910kThis home899k900k935k960k858kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $960K
$828this home / sqft
19active listings nearby
19days on market
100sold nearby · 90 days
$907Kmedian sold price
98%of asking, on average

This home lists 22% below the area average of $1,060/sqft.

18 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Jarvis Street, about 87 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$556K
Bay Street Corridor
$525K
Annex
$513K
Waterfront Communities C1
$653K
Niagara
$740K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,147/mo
$195KIncome needed
4.7×Price ÷ income
$957Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,147Property tax $569Condo fee $793Total carry $5,509

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,885per month

Mortgage amount $728,000 · 4.14% over 25 years

$182,000Down payment (20.0%)
$728,000Loan before insurance
$0CMHC premium
$5,247Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,885
Property tax
$569
Condo / maintenance fees
$793
Heating
$0
Estimated monthly cost
$5,247

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,675
Toronto municipal land transfer tax
$14,675
Estimated closing costs
$29,350

Plus your down payment of $182,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,719/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$437,463Total interest paid
$1,165,463Total of all payments
Principal $728,000 Interest $437,463
YearPrincipalInterestBalance
1$17,055$29,564$710,945
2$17,768$28,851$693,178
3$18,511$28,107$674,666
4$19,285$27,333$655,381
5$20,092$26,526$635,289
6$20,932$25,686$614,357
7$21,808$24,810$592,548
8$22,720$23,898$569,828
9$23,671$22,948$546,158
10$24,661$21,958$521,497
11$25,692$20,926$495,805
12$26,767$19,852$469,038
13$27,887$18,732$441,151
14$29,053$17,566$412,098
15$30,268$16,350$381,830
16$31,534$15,084$350,296
17$32,853$13,765$317,442
18$34,228$12,391$283,215
19$35,659$10,959$247,556
20$37,151$9,468$210,405
21$38,705$7,914$171,700
22$40,324$6,295$131,376
23$42,010$4,608$89,366
24$43,768$2,851$45,598
25$45,598$1,020$0

At the end of your 5-year term

Total paid over the term
$233,093
Principal paid down
$92,711
Interest paid
$140,382
Balance remaining
$635,289

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $6,370− Condo fees $9,512− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,830

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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