3812-252 Church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13513770

$499,000
For Sale
Listed 21 days ago
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2Bedrooms
2Bathrooms
0Parking
500-599Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

1+Den, 2-bath condo in the heart of downtown Toronto. Enjoy breathtaking south-facing views of the city skyline and Lake Ontario. The enclosed den offers a private space for a home office or guest room. Located beside St. Michael's Cathedral, the area blends historic charm with urban convenience. Modern finishes and built-in appliances elevate the open-concept living space. Just steps from Yonge-Dundas Square, Eaton Centre, and transit, everything you need is at your doorstep. Perfect for professionals, students, or anyone seeking vibrant city living! Pictures are from previous listing.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13513770
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
500-599
Cross streets
Church & Dundas
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$437/mo
Exposure
South
Property tax
$2,794 / 2025
Days on market
21
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Living RoomMain5.57 × 3.13 m

laminate · open concept · combined w/dining

BedroomMain3.21 × 3.16 m

laminate · 3 pc ensuite · large window

KitchenMain5.57 × 3.13 m

laminate · open concept

Dining RoomMain5.57 × 3.13 m

laminate · combined w/living

DenMain2.01 × 1.81 m

laminate · sliding doors

Our TakeTeam Asgarian · Broker
Below comparables
$555Kest. value

Listed at $499,000, and my independent estimate is about 10% below comparable homes, worth a close look.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$499KGreat deal$609KOverpriced

Total price vs nearby homes. Fair value about $555K, median of 8 comparables.

How this estimate is builtthe short version

I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Church Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($908/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 8 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$518kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2303-65 Mutual Street$528k2911-45 Charles Street$550k2408-100 Dalhousie Street$500k1401-403 Church Street$485k1409-18 Maitland Terrace$528k

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home528k550k500k485k528kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $556K
$908this home / sqft
59active listings nearby
21days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 1% below the area average of $914/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Church Street, about 20 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$894K
Bay Street Corridor
$618K
Waterfront Communities C1
$623K
Niagara
$599K
Mount Pleasant West
$850K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$106KIncome needed
4.7×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,274Property tax $233Condo fee $437Total carry $2,944

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,800Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$233
Condo / maintenance fees
$437
Heating
$0
Estimated monthly cost
$2,800

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,794− Condo fees $5,244− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,518

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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