1213 College Street, Toronto, ON

Dufferin Grove, Toronto · MLS® C13514040

$1,145,000
For Sale
Listed 15 days ago
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5Bedrooms
4Bathrooms
0Parking
2000-2500Sq Ft

About this home

A masterclass in urban versatility, 1213 College Street offers an incredible multi-level layout in the heart of College West's dynamic, creative community. Anchoring the vibrant corner of College and Brock, this sizeable semi-detached home beautifully pairs classic character with a highly flexible footprint. Configured with three self-contained living spaces, the property represents a premier opportunity for multi-generational families, co-living groups, or the astute buyer seeking a strategic lifestyle-offset asset. The main and second-floor spaces provide a refined layout featuring three bedrooms alongside a generous, updated eat-in kitchen, two full bathrooms, a practical mudroom exiting to a private backyard, and a spacious, light-filled den that effortlessly shifts into a private guest suite or home office. The upper unit boasts an updated kitchen, independent access via an exterior metal staircase, and an oversized deck with striking, unobstructed views of the CN Tower and city skyline. Offering even more flexibility, the entirely vacated and meticulously cleaned basement apartment stands as a turn-key blank canvas ready for rental income or personal use. Step outside to the TTC 506 streetcar and immerse yourself in the soulful charm of neighbouring Brockton Village-a vibrant enclave where old-school bakeries sit alongside independent micro-roasters and hidden art spaces. Whether expanding your portfolio or looking to intelligently offset your lifestyle costs in a premier location, this property is the ultimate vehicle for strategic city ownership. Please note that some images have been virtually staged to show the potential use of space.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13514040
Bedrooms
5 (4 + 1)
Bathrooms
4
Size
2000-2500
Lot
17.75 × 100.5 ft
Cross streets
College & Brock
Parking
0 parking
Basement
Finished with Walk-Out
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Brick, Unknown
Roof
Asphalt Shingle, Asphalt Rolled
Sewer
Sewer
Property tax
$6,101 / 2026
Days on market
15
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

KitchenMain4.15 × 4.67 m
KitchenBasement4.52 × 3.43 m
Living RoomMain4.72 × 3.21 m
KitchenThird4.67 × 4.60 m

Combined w/Living

BedroomThird4.62 × 4.00 m
Primary BedroomSecond4.62 × 4.52 m
OfficeMain3.42 × 3.15 m
BedroomBasement3.36 × 4.08 m
Bedroom 2Second4.30 × 2.89 m
Bedroom 3Second3.43 × 2.37 m
Living RoomBasement4.67 × 4.86 m

Combined w/Dining

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.69Mest. value

Listed at $1,145,000, this home is tracking about 32% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $988K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.03M

That comparable adjusts to $1.03M; the $1.69M estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Brock Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. College St at Brock Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.15MGreat deal$1.83MOverpriced

Total price vs nearby homes. Fair value about $1.69M, median of 28 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.78Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

366 Ontario Street$1.95M475 Shaw Street$1000k9 Inglewood Drive$2.40M

The 3 closest active listings nearby.

See all comparable homes
1.15MThis home1.95M1000k2.40MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.06M
$509this home / sqft
30active listings nearby
15days on market

This home lists 34% below the area average of $767/sqft.

11 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: College St at Brock Ave, about 15 m away

20+ transit stops19 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brock Public School
81%
Brock Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 81% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,219/mo
$219KIncome needed
5.2×Price ÷ income
$1,204Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,219Property tax $508Total carry $5,727

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,888per month

Mortgage amount $916,000 · 4.14% over 25 years

$229,000Down payment (20.0%)
$916,000Loan before insurance
$0CMHC premium
$5,397Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,888
Property tax
$508
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,397

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,375
Toronto municipal land transfer tax
$19,375
Estimated closing costs
$38,750

Plus your down payment of $229,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,937/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$550,435Total interest paid
$1,466,435Total of all payments
Principal $916,000 Interest $550,435
YearPrincipalInterestBalance
1$21,459$37,199$894,541
2$22,356$36,301$872,185
3$23,291$35,366$848,894
4$24,266$34,392$824,628
5$25,281$33,377$799,347
6$26,338$32,319$773,009
7$27,440$31,218$745,569
8$28,588$30,070$716,982
9$29,783$28,874$687,198
10$31,029$27,628$656,169
11$32,327$26,330$623,842
12$33,679$24,978$590,163
13$35,088$23,569$555,075
14$36,556$22,102$518,519
15$38,085$20,573$480,434
16$39,678$18,980$440,757
17$41,337$17,320$399,419
18$43,067$15,591$356,353
19$44,868$13,789$311,485
20$46,745$11,913$264,740
21$48,700$9,957$216,040
22$50,737$7,920$165,303
23$52,859$5,798$112,444
24$55,070$3,587$57,374
25$57,374$1,284$0

At the end of your 5-year term

Total paid over the term
$293,287
Principal paid down
$116,653
Interest paid
$176,634
Balance remaining
$799,347

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $6,101− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,355

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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