718-80 St Patrick Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13515148

$399,900
For Sale
Listed 20 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome to Village by the Grange - Stylish Downtown Living at Its Best! Discover this true 1-bedroom furnished condo in one of downtown Toronto's most established and vibrant communities. Thoughtfully updated with attention to detail, this bright and inviting suite offers generously sized rooms, a functional layout, and a spacious private balcony-perfect for relaxing or enjoying the city atmosphere.Located in the heart of the city, this home boasts perfect Walk and Transit Scores of 100, placing everything at your doorstep. Walk to OCAD University, the Art Gallery of Ontario, the University of Toronto, Eaton Centre, Grange Park, Queen Street West, Baldwin Village, Chinatown, the subway, outstanding restaurants, cafés, shopping, and entertainment.Maintenance fees include all utilities, internet and cable, providing exceptional value and worry-free living.Village by the Grange is a unique mixed-use community featuring beautifully landscaped courtyards, community garden plots, retail shops, restaurants, and outstanding resident amenities including an outdoor pool, fully equipped fitness centre and game room.Whether you're a first-time buyer, investor, student, or professional, this move-in-ready home offers the perfect combination of style, comfort, convenience, and urban lifestyle. Experience resort-style living in the heart of Toronto and enjoy one of the city's most walkable and dynamic neighbourhoods. Nothing to do but move in and enjoy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13515148
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Queen / University
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$694/mo
Exposure
East
Property tax
$1,926 / 2026
Days on market
20
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Living RoomMain5.24 × 3.08 m

combined w/dining · w/o to balcony · hardwood floor

Dining RoomMain5.24 × 3.08 m

combined w/living · hardwood floor

KitchenMain2.70 × 2.15 m

tile floor · b/i dishwasher · b/i microwave

Primary BedroomMain3.65 × 2.82 m

large closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$439Kest. value

Listed at $399,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

In Kensington-Chinatown lately, sellers have been getting about 96% of asking and homes sell in about 33 days.

Based on 81 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 81 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $337K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $643K
  • Bedrooms −$30K
  • Adjusts to $613K

That comparable adjusts to $613K; the $439K estimate above is the median of all 81 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$387KGreat deal$514KOverpriced

Total price vs nearby homes. Fair value about $439K, median of 81 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$413kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

435-60 St Patrick Street$395k2309-426 University Avenue$420k708-10 Willison Square$360k905-426 University Avenue$440k1705-426 University Avenue$448k

The 5 closest of 8 active listings nearby.

See all comparable homes
400kThis home395k420k360k440k448kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $600K
$728this home / sqft
34active listings nearby
20days on market
100sold nearby · 90 days
$593Kmedian sold price
96%of asking, on average

This home lists 28% below the area average of $1,006/sqft.

19 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$687K
Bay Street Corridor
$465K
Church-Yonge Corridor
$669K
Waterfront Communities C8
$719K
Niagara
$703K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$1,823/mo
$91KIncome needed
4.4×Price ÷ income
$421Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $1,823Property tax $160Condo fee $694Total carry $2,677

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,707per month

Mortgage amount $319,920 · 4.14% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,562Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,707
Property tax
$161
Condo / maintenance fees
$694
Heating
$0
Estimated monthly cost
$2,562

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Toronto municipal land transfer tax
$4,474
Estimated closing costs
$8,947

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$192,244Total interest paid
$512,164Total of all payments
Principal $319,920 Interest $192,244
YearPrincipalInterestBalance
1$7,495$12,992$312,425
2$7,808$12,678$304,617
3$8,135$12,352$296,483
4$8,475$12,012$288,008
5$8,829$11,657$279,178
6$9,199$11,288$269,979
7$9,584$10,903$260,396
8$9,984$10,502$250,411
9$10,402$10,084$240,009
10$10,837$9,649$229,172
11$11,290$9,196$217,882
12$11,763$8,724$206,119
13$12,255$8,232$193,864
14$12,767$7,719$181,097
15$13,301$7,185$167,795
16$13,858$6,629$153,938
17$14,437$6,049$139,500
18$15,041$5,445$124,459
19$15,670$4,816$108,788
20$16,326$4,161$92,463
21$17,009$3,478$75,454
22$17,720$2,766$57,733
23$18,461$2,025$39,272
24$19,234$1,253$20,038
25$20,038$448$0

At the end of your 5-year term

Total paid over the term
$102,433
Principal paid down
$40,742
Interest paid
$61,691
Balance remaining
$279,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $1,926− Condo fees $8,327− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,303

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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