103 PEARS Avenue, Toronto, ON

Annex, Toronto · MLS® C13515436

$4,900,000
For Sale
Listed 15 days ago
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3Bedrooms
4Bathrooms
1Garage
2000-2500Sq Ft

About this home

Detached 2 storey ,light filled south facing home by Davenport + Avenue Rd in prime yorkville location.Main floor has family room and also a spacious open concept living and dining room with high ceilings and walk out to garden.Master bedroom has 11.7 ft ceilings + 4 pc ensuite and other 2 bedrooms have 10 ft 11 inch ceilings with double closets and also a loft area.The lower level contains a large recreation room with 3 piece bathrm.Included is laundry rm,furnace rm and good storage space.Located close to Ramsden Park + easy walk to shops,restaurants,cafes,mink mile exclusive shopping,Yorkville proper.

Key facts

Property type
Detached, 2-Storey
MLS®
C13515436
Bedrooms
3
Bathrooms
4 (1 half)
Size
2000-2500
Lot
28 × 105.5 ft
Cross streets
AVENUE RD/DAVENPORT
Parking
1 garage (none)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$15,263 / 2025
Days on market
15
Listing brokerage
RE/MAX CONDOS PLUS CORPORATION

Rooms

LaundryLower2.89 × 3.27 m

Tile Floor

Bedroom 2Second3.17 × 4.48 m

hardwood floor · vaulted ceiling(s) · double closet

KitchenMain3.32 × 3.89 m

hardwood floor · stainless steel appl · 2 pc bath

Family RoomMain3.37 × 3.40 m

hardwood floor · ceiling fan(s) · california shutters

Primary BedroomSecond4.32 × 5.56 m

hardwood floor · vaulted ceiling(s) · 4 pc ensuite

RecreationLower6.36 × 4.17 m

laminate · 3 pc bath

LoftSecond6.36 × 3.62 m
Living RoomMain4.18 × 4.58 m

hardwood floor · open concept · w/o to garden

Bedroom 3Second3.35 × 4.48 m

hardwood floor · vaulted ceiling(s) · double closet

Dining RoomMain2.45 × 3.99 m

hardwood floor · open concept · w/o to garden

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Davenport Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10 Wingrove Hill$2.30M245 Florence Avenue$2.20M20 Mossgrove Trail$2.09M21 Albertus Avenue$2.72M39 Cadillac Avenue$1.25M

The 5 closest of 8 active listings nearby.

See all comparable homes
4.90MThis home2.30M2.20M2.09M2.72M1.25MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $4.39M
$2,178this home / sqft
5active listings nearby
15days on market

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Davenport Rd, about 88 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$22,333/mo
$889KIncome needed
5.5×Price ÷ income
$5,154Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $22,333Property tax $1,272Total carry $23,604

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$20,919per month

Mortgage amount $3,920,000 · 4.14% over 25 years

$980,000Down payment (20.0%)
$3,920,000Loan before insurance
$0CMHC premium
$22,190Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$20,919
Property tax
$1,272
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$22,190

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$108,975
Toronto municipal land transfer tax
$136,975
Estimated closing costs
$245,950

Plus your down payment of $980,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$25,408/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,355,572Total interest paid
$6,275,572Total of all payments
Principal $3,920,000 Interest $2,355,572
YearPrincipalInterestBalance
1$91,832$159,191$3,828,168
2$95,673$155,350$3,732,495
3$99,675$151,348$3,632,820
4$103,844$147,179$3,528,975
5$108,188$142,835$3,420,787
6$112,713$138,310$3,308,074
7$117,428$133,595$3,190,646
8$122,340$128,683$3,068,306
9$127,457$123,566$2,940,849
10$132,788$118,234$2,808,060
11$138,343$112,680$2,669,717
12$144,130$106,893$2,525,588
13$150,158$100,865$2,375,430
14$156,439$94,584$2,218,990
15$162,983$88,040$2,056,008
16$169,800$81,223$1,886,208
17$176,903$74,120$1,709,305
18$184,302$66,721$1,525,003
19$192,011$59,012$1,332,992
20$200,043$50,980$1,132,949
21$208,410$42,613$924,539
22$217,128$33,895$707,411
23$226,210$24,813$481,201
24$235,672$15,351$245,530
25$245,530$5,493$0

At the end of your 5-year term

Total paid over the term
$1,255,114
Principal paid down
$499,213
Interest paid
$755,902
Balance remaining
$3,420,787

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.0%
Gross yield
− Property tax $15,263− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $28,193

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CONDOS PLUS CORPORATION. MLS®/PropTx.

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