104 Otonabee Avenue, Toronto, ON
Newtonbrook East, Toronto · MLS® C13516192
About this home
Rare Opportunity on One of the Most Desirable Streets in Newtonbrook East! Beautifully Maintained and Newly Renovated 2-Storey Home Situated on a Premium 63 x 122 Ft Builder's Dream Lot on a Quiet, Tree-Lined, Family-Friendly Street. This Bright and Spacious Home Features 2,600 Sqft of Living Space (1,800 Sqft Above Grade and 800 Sqft Finished Basement). 4 Generous Bedrooms and Extensive Recent Upgrades, Including Fresh Designer Paint, Smooth Ceilings, Pot Lights, Luxury Vinyl Flooring Throughout the Main & Second Floors, and a Stunning New Hardwood Staircase With Metal Pickets. The Finished Basement with Separate Entrance, Kitchen, and Large Recreation Area Offers Excellent Potential for an In-Law Suite or Additional Rental Income. Enjoy a Sunny, Open Front & Backyard with No Large Trees (Best For Future Development), Plus a Spacious Deck Perfect for Outdoor Entertaining, Family Gatherings, or Relaxing. Spacious South Exposure Driveway Can Park 5 Cars. Just Steps to Yonge St, TTC, Schools, Parks, Tennis Courts, Shopping, Restaurants, GO Transit, and Convenient Access to Hwy 401 & 404. Move-In Ready with Flexible Closing. An Exceptional Opportunity for Families, Investors, or Those Looking to Build Their Dream Home in One of North York's Most Sought-After Neighbourhoods. Must See!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13516192
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 63 × 122.5 ft
- Cross streets
- Yonge St / South Of Steeles Ave E
- Parking
- 1 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,387 / 2026
- Days on market
- 15
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
ceramic floor · eat-in kitchen · overlooks backyard
hardwood floor · large closet
ceramic floor · fireplace · window
hardwood floor · combined w/living · crown moulding
hardwood floor · large closet · south view
hardwood floor · closet
hardwood floor · closet · south view
ceramic floor · pot lights · window
hardwood floor · fireplace · california shutters
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairIts public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Willowdale Ave at Otonabee Ave is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 12% below the area average of $974/sqft.
14 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Newtonbrook East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Willowdale Ave at Otonabee Ave, about 118 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,399
- Property tax
- $699
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,098
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Estimated closing costs
- $52,910
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $383,963
- Principal paid down
- $152,718
- Interest paid
- $231,244
- Balance remaining
- $1,046,482
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.