Upper-635 Christie Street, Toronto, ON
Wychwood, Toronto · MLS® C13517904
About this home
Rarely Offered 3-Bedroom, 2-Bathroom Suite in the Highly Sought-After Wychwood Barns Neighbourhood! Welcome to this beautifully renovated upper-level apartment spanning the 2nd and 3rd floors, just a few steps up from the entrance. Sun-filled and spacious, this suite features large windows throughout, an open-concept living room ideal for entertaining, and three generously sized bedrooms.The chef's kitchen is fully equipped with brand-new appliances, an induction stove (cookware included), expansive counter space, and abundant storage. Additional conveniences include two full bathrooms and ensuite laundry. Start your mornings with coffee on the private rear balcony. Best of all, utilities are all-inclusive - heat, hydro, hot water tank and water are covered. Property can be offered furnished or unfurnished. Don't miss this opportunity to live in one of the city's most desirable neighbourhoods!
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13517904
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100
- Cross streets
- Christie/St. Clair
- Parking
- 0 parking
- Driveway
- Street Only
- Basement
- Apartment, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Days on market
- 19
- Listing brokerage
- PROPERTY.CA INC.
Rooms
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes14 days longer than the Toronto average (5 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Wychwood, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $3,360 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $21
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21
- Toronto municipal land transfer tax
- $21
- Estimated closing costs
- $42
Plus your down payment of $840. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,076
- Principal paid down
- $428
- Interest paid
- $648
- Balance remaining
- $2,932
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.