1008-33 Harbour Square, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13518580

$975,000
For Sale
Listed 19 days ago
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◎ Directions
2Bedrooms
3Bathrooms
2Garage
1400-1599Sq Ft
6 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to 33 Harbour Square, Suite 1008. This spacious, west-facing two-storey condo is sunny and bright and offers 1,553 sq. ft. of refreshed living space and exceptional value at Toronto's iconic waterfront. Thoughtful improvements completed in 2026 include pot lights throughout, new framing and drop ceiling, fresh interior painting, new vinyl flooring throughout, a new carpet runner on the staircase, two replaced interior doors, a new toilet in the second floor hallway bathroom, and the creation and installation of a new custom primary bedroom closet. Bring your vision and personal style to this generous residence, perfectly suited for singles, couples, young families, or empty nesters seeking the ideal blend of urban energy and waterfront tranquility. Designed for both entertaining and everyday living, the main level features floor-to-ceiling west-facing windows, serene garden views, a spacious foyer and living room, a roomy kitchen with a breakfast island and a convenient main-floor powder room. On the upper level, you'll find two large bedrooms, two bathrooms, in-suite laundry, abundant storage, and a large hallway walk-in closet. The second bedroom includes a step-up area, ideal as an open office, sitting area, or creative retreat. Two tandem parking spaces and one locker are included. Enjoy the lifestyle of a vibrant waterfront community within a landmark building offering exceptional amenities, including a 24/7 concierge, saltwater indoor pool, squash courts, gym, rooftop BBQ terrace, guest suites, bike storage, Harbour Square shuttle bus, and more. Steps to the waterfront, Union Station, the Financial District, PATH, trails, Billy Bishop Toronto City Airport, shopping, and dining. A rare opportunity to enjoy your dream home in one of Toronto's most iconic waterfront addresses. The 2 bedrooms are virtually staged.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13518580
Bedrooms
2
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Queen's Quay and Bay
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,545/mo
Exposure
West
Property tax
$5,609 / 2026
Days on market
19
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

KitchenMain3.35 × 3.51 m

centre island · breakfast area · window floor to ceiling

OfficeSecond1.93 × 3.76 m

vinyl floor · step-up · window floor to ceiling

Living RoomMain5.59 × 4.27 m

vinyl floor · open concept · pot lights

Dining RoomMain2.74 × 3.48 m

vinyl floor · open concept · pot lights

Bedroom 2Upper3.76 × 3.25 m

vinyl floor · step-up · west view

Primary BedroomUpper4.50 × 3.51 m

vinyl floor · 3 pc ensuite · window floor to ceiling

Moe’s TakeTeam Asgarian · Broker
In line
$1.00Mest. value

Listed at $975,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

There were not many closely comparable homes right in Waterfront Communities C1, so I widened the search to the surrounding area.

Based on 14 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 14 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $820K
  • Adjusts to $820K

That comparable adjusts to $820K; the $1.00M estimate above is the median of all 14 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queens Quay - Island Ferry Docks is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$879KGreat deal$1.18MOverpriced

Total price vs nearby homes. Fair value about $1.00M, median of 14 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$983kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

837-33 Harbour Square$789kPH27-500 Richmond St Street$1.18M1815-352 Front Street$995k519-388 Richmond Street$725k3001-80 John Street$1.23M

The 5 closest of 8 active listings nearby.

See all comparable homes
975kThis home789k1.18M995k725k1.23MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $620K
$650this home / sqft
99active listings nearby
19days on market
100sold nearby · 90 days
$604Kmedian sold price
96%of asking, on average

This home lists 40% below the area average of $1,086/sqft.

18 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Queens Quay - Island Ferry Docks, about 159 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$719K
Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Niagara
$714K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Island Public/Natural Science School
78%
Island Public/Natural Science SchoolPublic · Elementary · 2.7 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$4,444/mo
$217KIncome needed
4.5×Price ÷ income
$1,025Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $4,444Property tax $467Condo fee $1,545Total carry $6,456

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,162per month

Mortgage amount $780,000 · 4.14% over 25 years

$195,000Down payment (20.0%)
$780,000Loan before insurance
$0CMHC premium
$6,175Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,162
Property tax
$467
Condo / maintenance fees
$1,545
Heating
$0
Estimated monthly cost
$6,175

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,975
Toronto municipal land transfer tax
$15,975
Estimated closing costs
$31,950

Plus your down payment of $195,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,056/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,711Total interest paid
$1,248,711Total of all payments
Principal $780,000 Interest $468,711
YearPrincipalInterestBalance
1$18,273$31,676$761,727
2$19,037$30,911$742,690
3$19,833$30,115$722,857
4$20,663$29,286$702,194
5$21,527$28,421$680,667
6$22,428$27,521$658,239
7$23,366$26,583$634,873
8$24,343$25,605$610,530
9$25,361$24,587$585,169
10$26,422$23,526$558,747
11$27,527$22,421$531,219
12$28,679$21,270$502,540
13$29,878$20,070$472,662
14$31,128$18,820$441,534
15$32,430$17,518$409,104
16$33,787$16,162$375,317
17$35,200$14,748$340,117
18$36,672$13,276$303,444
19$38,206$11,742$265,238
20$39,804$10,144$225,434
21$41,469$8,479$183,964
22$43,204$6,744$140,760
23$45,011$4,937$95,749
24$46,894$3,055$48,855
25$48,855$1,093$0

At the end of your 5-year term

Total paid over the term
$249,742
Principal paid down
$99,333
Interest paid
$150,409
Balance remaining
$680,667

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $5,609− Condo fees $18,538− Insurance $600− Vacancy & upkeep $6,270Net operating income $25,983

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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