3604-125 Peter Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13519930
About this home
Experience the chic luxury of high-rise living in this gorgeous upper penthouse suite, offering unobstructed, panoramic north views from both the living room and primary bedroom. Positioned on an exclusive penthouse level, this 1-bedroom plus den features soaring 10-foot ceilings unique only to the 35th and 36th floors. The spacious primary bedroom functions as a private retreat, complete with a full wall of closet storage and a walkout to the balcony and floor to ceiling clear view of the City. Enjoy ultimate versatility with a separate den enclosed by a premium sliding wood door, easily serving as a home office or secondary bedroom. The sleek, modern kitchen boasts integrated appliances, a smooth-top stove, front loading washer/dryer (2024), dishwasher (2024), microwave, hood fan, deep sink and elegant quartz countertops and backsplash. Incredible amenities. Complete with a locker, parking. Just move in and enjoy the view! Situated in a prime, highly walkable location just steps from the Financial District, major hospitals, everyday grocery shopping, dining, and the vibrant Entertainment District. The building boasts exceptional, designer-crafted amenities, highlighted by a spectacular Canadian Landscape architect, Claude Cormier-designed rooftop terrace. This outdoor oasis features private BBQ cabanas and a lush, tree-lined grove, complemented by a patio lounge, professional gym, yoga studio, private theatre, and 24-hour concierge service. rare, abundant visitor parking. This exceptional penthouse is an absolute must-see!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13519930
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Richmond and Peter
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $524/mo
- Exposure
- North
- Property tax
- $3,668 / 2026
- Days on market
- 20
- Listing brokerage
- REALTY EXECUTIVES PLUS LTD
Rooms
combined w/kitchen · vinyl floor · open concept
open concept · window floor to ceiling · w/o to balcony
vinyl floor · large closet · w/o to balcony
b/i appliances · quartz counter · vinyl floor
vinyl floor · sliding doors · separate room
Listed at $679,000, and my independent estimate is about 21% above what comparable homes suggest.
In Waterfront Communities C1 lately, sellers get about 96% of asking; homes sell in ~36 days.
Total price vs nearby homes. Fair value about $563K, median of 8 comparables.
How this estimate is builtthe short version
I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $691K, higher than the comparables and worth a second look.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 8 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 32% above the area average of $935/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $543,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,899
- Property tax
- $306
- Condo / maintenance fees
- $524
- Heating
- $0
- Estimated monthly cost
- $3,728
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,055
- Toronto municipal land transfer tax
- $10,055
- Estimated closing costs
- $20,110
Plus your down payment of $135,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $173,923
- Principal paid down
- $69,177
- Interest paid
- $104,746
- Balance remaining
- $474,023
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY EXECUTIVES PLUS LTD. MLS®/PropTx.