220-92 King Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13520076

$609,900
For Sale
Listed 14 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Set within the historic footprint of Toronto's iconic King Plaza, this **RARELY OFFERED** corner residence has been masterfully reimagined, blending timeless architecture with refined contemporary design. Thoughtfully renovated with thousands invested, every finish has been carefully selected to create a home of exceptional quality, comfort, and understated luxury. The stunning chef's kitchen is the heart of the home, showcasing stunning quartz countertops, a sleek designer backsplash, ample cabinetry, sophisticated black hardware, and brand-new stainless steel appliances. Warm honey-toned wide-plank flooring flows seamlessly throughout, perfectly balancing the soft grey palette and creating an atmosphere that is both inviting and effortlessly elegant. The spa-inspired bathroom evokes the feel of a five-star boutique hotel, appointed with premium finishes and impeccable attention to detail. Coveted corner suites such as this are exceptionally rare, celebrated for their expansive walls of windows that bathe every room in natural light while framing picturesque city and treetop views. Rarely does a residence capture both the romance of historic Toronto and the sophistication of modern urban living with such effortless grace. More than an exceptional home, this is an opportunity to embrace one of the city's most coveted downtown lifestyles. Beyond the residence, enjoy a full-service lifestyle with all-inclusive maintenance fees, concierge service, EV charging, fitness centre, bike storage, party room, and an expansive rooftop terrace with BBQs and breathtaking skyline vistas. Perfectly positioned where Old Toronto's rich heritage meets the city's vibrant cultural energy, you are steps from acclaimed dining including Terroni, Piano Piano & Beerbistro, as well as St. Lawrence Market, St. James Park, Financial District, Corktown, 2 mins to King Subway Station & the PATH.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13520076
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
S of Church St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$782/mo
Exposure
West
Property tax
$2,768 / 2026
Days on market
14
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Living RoomFlat5.74 × 3.05 m

open concept · large window · west view

KitchenFlat3.12 × 2.01 m

updated · backsplash · stainless steel appl

Primary BedroomFlat4.72 × 2.72 m

sliding doors · carpet free · mirrored closet

FoyerFlat4.11 × 3.76 m

closet · pot lights

DenFlat2.69 × 2.51 m

sliding doors · large window · west view

Dining RoomFlat5.74 × 3.05 m

open concept · combined w/living · west view

Moe’s TakeTeam Asgarian · Broker
In line
$573Kest. value

Listed at $609,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 31 similar homes nearby, adjusted for size, beds, and baths.Median of 31 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $437K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $499K
  • Adjusts to $499K

That comparable adjusts to $499K; the $573K estimate above is the median of all 31 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St East at Church St West Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$508KGreat deal$644KOverpriced

Total price vs nearby homes. Fair value about $573K, median of 31 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$607kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5905-197 Yonge Street$613k3302-28 Wellesley Street$620k2104-28 Freeland Street$599k3408-42 Charles Street$649k710-92 King Street$555k

The 5 closest of 8 active listings nearby.

See all comparable homes
610kThis home613k620k599k649k555kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$939this home / sqft
61active listings nearby
14days on market

This home lists 4% above the area average of $904/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St East at Church St West Side, about 25 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$1.24M
Waterfront Communities C1
$672K
Niagara
$718K
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,780/mo
$131KIncome needed
4.6×Price ÷ income
$641Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,780Property tax $231Condo fee $782Total carry $3,793

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,604per month

Mortgage amount $487,920 · 4.14% over 25 years

$121,980Down payment (20.0%)
$487,920Loan before insurance
$0CMHC premium
$3,616Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,604
Property tax
$231
Condo / maintenance fees
$782
Heating
$0
Estimated monthly cost
$3,616

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,673
Toronto municipal land transfer tax
$8,673
Estimated closing costs
$17,346

Plus your down payment of $121,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,162/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$293,197Total interest paid
$781,117Total of all payments
Principal $487,920 Interest $293,197
YearPrincipalInterestBalance
1$11,430$19,814$476,490
2$11,908$19,336$464,581
3$12,407$18,838$452,175
4$12,925$18,319$439,249
5$13,466$17,779$425,783
6$14,029$17,215$411,754
7$14,616$16,628$397,138
8$15,228$16,017$381,910
9$15,865$15,380$366,046
10$16,528$14,717$349,518
11$17,219$14,025$332,298
12$17,940$13,305$314,358
13$18,690$12,555$295,668
14$19,472$11,773$276,196
15$20,286$10,958$255,910
16$21,135$10,110$234,775
17$22,019$9,226$212,756
18$22,940$8,305$189,816
19$23,900$7,345$165,917
20$24,899$6,345$141,017
21$25,941$5,304$115,077
22$27,026$4,219$88,051
23$28,156$3,088$59,895
24$29,334$1,911$30,561
25$30,561$684$0

At the end of your 5-year term

Total paid over the term
$156,223
Principal paid down
$62,137
Interest paid
$94,087
Balance remaining
$425,783

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $2,768− Condo fees $9,389− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,137

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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