4611-38 Widmer Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13520462

$1,038,000
For Sale
Listed 20 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Welcome to Concord community. Unobstructed City view located at the heart in City of Toronto, Large 3 bedroom condo with 2 full bath and two balconies, total area (Unit and Balcony together as per builder's floor plan) is 1110 SFT, open concept, Radiant Heater And Composite Wood Decking Balcony, Miele Appliance, front loaded washer and dryer, closet organizer.Excellent amenities:conference room, gym, swimming pool, Restaurants, Banks, Stores, U of T, Subway station, TTC and so on.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13520462
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Widmer St/Richmond St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$797/mo
Exposure
North West
Property tax
$6,467 / 2025
Days on market
20
Listing brokerage
GOLDEN BRIDGE REALTY

Rooms

Bedroom 3Flat3.20 × 2.80 m

laminate · large window · large closet

Living RoomFlat5.50 × 7.00 m

laminate · combined w/dining

Bedroom 2Flat2.80 × 2.70 m

laminate · large window · large closet

KitchenFlat5.50 × 7.00 m

laminate · modern kitchen

Primary BedroomFlat3.10 × 3.15 m

laminate · 4 pc ensuite · walk-in closet(s)

Dining RoomFlat5.50 × 7.00 m

laminate · combined w/living

Our TakeTeam Asgarian · Broker
In line
$1.03Mest. value

Listed at $1,038,000, and my independent estimate is right in line with comparable homes.

In Waterfront Communities C1 lately, sellers get about 97% of asking; homes sell in ~36 days.

List price
$943KGreat deal$1.08MOverpriced

Total price vs nearby homes. Fair value about $1.03M, median of 9 comparables.

How this estimate is builtthe short version

I take the 9 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $934K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 9 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$978kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1007-49 Silverstone Drive$610k810-11 Wincott Drive$529k1013-115 Denison Avenue$1.79M

The 3 closest active listings nearby.

See all comparable homes
1.04MThis home610k529k1.79MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $897K
$799this home / sqft
11active listings nearby
20days on market
100sold nearby · 90 days
$684Kmedian sold price
97%of asking, on average

This home lists 18% below the area average of $971/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$610K
Niagara
$599K
Moss Park
$975K
Bay Street Corridor
$618K
Mimico
$508K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,731/mo
$216KIncome needed
4.8×Price ÷ income
$1,092Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $4,731Property tax $539Condo fee $797Total carry $6,067

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,431per month

Mortgage amount $830,400 · 4.14% over 25 years

$207,600Down payment (20.0%)
$830,400Loan before insurance
$0CMHC premium
$5,767Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,431
Property tax
$539
Condo / maintenance fees
$797
Heating
$0
Estimated monthly cost
$5,767

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,235
Toronto municipal land transfer tax
$17,235
Estimated closing costs
$34,470

Plus your down payment of $207,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$498,997Total interest paid
$1,329,397Total of all payments
Principal $830,400 Interest $498,997
YearPrincipalInterestBalance
1$19,453$33,722$810,947
2$20,267$32,909$790,679
3$21,115$32,061$769,565
4$21,998$31,178$747,567
5$22,918$30,258$724,648
6$23,877$29,299$700,772
7$24,876$28,300$675,896
8$25,916$27,260$649,980
9$27,000$26,176$622,980
10$28,129$25,046$594,850
11$29,306$23,870$565,544
12$30,532$22,644$535,012
13$31,809$21,367$503,203
14$33,140$20,036$470,064
15$34,526$18,650$435,538
16$35,970$17,206$399,568
17$37,474$15,701$362,094
18$39,042$14,134$323,052
19$40,675$12,501$282,377
20$42,376$10,799$240,000
21$44,149$9,027$195,851
22$45,996$7,180$149,856
23$47,920$5,256$101,936
24$49,924$3,252$52,012
25$52,012$1,164$0

At the end of your 5-year term

Total paid over the term
$265,879
Principal paid down
$105,752
Interest paid
$160,128
Balance remaining
$724,648

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $6,467− Condo fees $9,563− Insurance $600− Vacancy & upkeep $5,412Net operating income $27,159

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GOLDEN BRIDGE REALTY. MLS®/PropTx.

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