404-500 St Clair Avenue, Toronto, ON
Forest Hill South, Toronto · MLS® C13521778
About this home
Welcome to Forest Hill Living Without the Forest Hill Price Tag! This Bright and Spacious 1 Bedroom Suite Delivers Style, Function, and An Unbeatable Location, Boasting an Impressive 98 Walk Score, 86 Transit Score & 85 Bike Score. Designed with a Smart, Open Layout and No Wasted Space, This Unit Features High Ceilings, Wood Plank Flooring, and a Private Balcony for Everyday Enjoyment. This Large Bedroom Easily Fits a King Sized Bed and Offers Custom Built-In Organizers with Generous Storage. Complete with Parking, Locker, and Bike Rack for Two. Perfectly Positioned at Bathurst & St. Clair with Streetcar TTC Access at Your Doorstep. Steps to Dollarama, Bakery Garden Cafe Just Downstairs, Shoppers, Dining, and Daily Essentials, plus a Short Stroll to Loblaws, Starbucks, Wychwood Barns, The Ravine, and St. Clair West Subway Station. Enjoy Full Service Amenities: Gym, Pool, Sauna, Terrace with BBQs, Guest Suites, Party Room, Theatre Room, Rooftop Terrace, Library, Billiards Room, Visitor Parking, Mail Package Delivery Lockers and 24 hour concierge. Pet Friendly Building. Shows A++! Notable Mentions For Exceptional & Unique Coffee Shops/Dining Spots: Pura Vida, Krave Coffee, Queen of Persia, Sea Witch, Bar Ape, Le Bleu Coffee as Well as Baker & Scone.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13521778
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Bathurst & St. Clair W
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $701/mo
- Exposure
- North
- Property tax
- $2,956 / 2025
- Days on market
- 14
- Listing brokerage
- EXP REALTY
Rooms
plank · combined w/dining · w/o to balcony
plank · b/i shelves · w/o to balcony
ceramic floor · granite counters · double sink
b/i closet · combined w/living · open concept
Listed at $529,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Forest Hill South, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $543K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $550K
- Size difference +$88K
- Adjusts to $638K
That comparable adjusts to $638K; the $528K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bathurst St at St Clair Ave West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $528K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Worth verifying
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 6% below the area average of $869/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Forest Hill South, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bathurst St at St Clair Ave West, about 21 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $423,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,263
- Property tax
- $246
- Condo / maintenance fees
- $701
- Heating
- $0
- Estimated monthly cost
- $3,210
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,075
- Toronto municipal land transfer tax
- $7,075
- Estimated closing costs
- $14,150
Plus your down payment of $106,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $135,757
- Principal paid down
- $53,996
- Interest paid
- $81,761
- Balance remaining
- $370,003
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.