1122-155 Merchants' Wharf, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13522482

$3,500,000
For Sale
Listed 17 days ago
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3Bedrooms
3Bathrooms
1Garage
2250-2499Sq Ft
7 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Client RemarksWelcome to luxury waterfront living at Tridel's Aqualuna, located in Toronto's vibrant East Bayside district. This exceptional brand-new 2-bedroom + enclosed den residence offers 2,433 sq. ft. of upgraded living space, featuring premium finishes and breathtaking south-facing views of the lake, gardens, and pool.Designed for both comfort and elevated entertaining, the suite showcases floor-to-ceiling windows, a spacious open layout, and a gourmet kitchen equipped with integrated appliances, an upgraded Miele induction cooktop with touch controls, natural stone countertops, custom cabinetry, a built-in wine cellar, and an enlarged double-waterfall island. Both bedrooms include private ensuites with heated floors and upgraded natural stone countertops, while the double-door enclosed den provides an ideal office or guest room. The luxurious primary retreat features his-and-hers walk-in closets, a spa-inspired ensuite, and direct access to a serene lake-view terrace, complemented by a second private balcony off the 2nd bedroom. Additional conveniences include a full-size laundry room with sink and ample cabinetry, along with an EV-ready parking space.Resort-style amenities include a lakeside outdoor pool, fitness and yoga studios, sauna, media and party lounges, and 24/7 concierge service. Just steps from Sugar Beach, the Martin Goodman Trail, the waterfront promenade, and some of the city's best dining and cultural destinations, this home offers an unmatched blend of tranquility, sophistication, and urban convenience.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13522482
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
2250-2499
Cross streets
Queens Quay and Parliament
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$1,692/mo
Exposure
South West
Days on market
17
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Bedroom 2Main3.04 × 3.96 m

3 pc ensuite · walk-in closet(s) · w/o to balcony

Living RoomMain3.96 × 0.00 m

w/o to terrace · overlook water · open concept

FoyerMain0.00 × 0.00 m

open concept · walk-in closet(s) · 2 pc bath

Dining RoomMain9.94 × 6.28 m

combined w/living · w/o to terrace · sw view

KitchenMain9.94 × 0.00 m

combined w/dining · breakfast bar · south view

DenMain3.47 × 2.93 m

double doors · hardwood floor · pot lights

LaundryMain0.00 × 0.00 m

tile floor · separate room · b/i vanity

Primary BedroomMain4.99 × 3.96 m

5 pc ensuite · w/o to terrace · south view

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Parliament St at Lakeshore Blvd E is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$2.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5301-28 Freeland Street$2.48M1305-39 Queens Quay$2.20M4304-16 Bonnycastle Street$2.10M

The 3 closest active listings nearby.

See all comparable homes
3.50MThis home2.48M2.20M2.10MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $730K
$1,474this home / sqft
68active listings nearby
17days on market
100sold nearby · 90 days
$678Kmedian sold price
97%of asking, on average

16 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Parliament St at Lakeshore Blvd E, about 101 m away

20+ transit stops15 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$556K
Waterfront Communities C1
$653K
Bay Street Corridor
$525K
Niagara
$740K
Annex
$513K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 2.0 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$15,952/mo
$716KIncome needed
4.9×Price ÷ income
$3,681Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $15,952Property tax $2,188Condo fee $1,692Total carry $19,831

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,942per month

Mortgage amount $2,800,000 · 4.14% over 25 years

$700,000Down payment (20.0%)
$2,800,000Loan before insurance
$0CMHC premium
$18,821Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,942
Property tax
$2,188
Condo / maintenance fees
$1,692
Heating
$0
Estimated monthly cost
$18,821

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,975
Toronto municipal land transfer tax
$78,975
Estimated closing costs
$152,950

Plus your down payment of $700,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$18,148/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,682,552Total interest paid
$4,482,552Total of all payments
Principal $2,800,000 Interest $1,682,552
YearPrincipalInterestBalance
1$65,594$113,708$2,734,406
2$68,338$110,964$2,666,068
3$71,197$108,106$2,594,871
4$74,175$105,128$2,520,697
5$77,277$102,025$2,443,419
6$80,510$98,793$2,362,910
7$83,877$95,425$2,279,033
8$87,386$91,916$2,191,647
9$91,041$88,261$2,100,606
10$94,849$84,453$2,005,757
11$98,816$80,486$1,906,941
12$102,950$76,352$1,803,991
13$107,256$72,046$1,696,735
14$111,742$67,560$1,584,993
15$116,416$62,886$1,468,577
16$121,286$58,016$1,347,291
17$126,359$52,943$1,220,932
18$131,644$47,658$1,089,288
19$137,151$42,151$952,137
20$142,888$36,414$809,249
21$148,864$30,438$660,385
22$155,091$24,211$505,294
23$161,578$17,724$343,715
24$168,337$10,965$175,378
25$175,378$3,924$0

At the end of your 5-year term

Total paid over the term
$896,510
Principal paid down
$356,581
Interest paid
$539,930
Balance remaining
$2,443,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,650/mo
$91,800Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $24,500− Condo fees $20,304− Insurance $600− Vacancy & upkeep $10,098Net operating income $36,298

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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