1301-1315 Bay Street, Toronto, ON

Annex, Toronto · MLS® C13522610

$4,000/mo
For Lease
Listed 18 days ago
2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Experience luxury living in this 1 bedroom plus den in the heart of Yorkville at the prestigious 1315 Bay Street also know as 50 Scollard Condos. This brand new never-lived-in condo offers approximately 800 square feet of sophisticated opulence in this meticulously designed living space with modern finishes, floor-to-ceiling windows, and an open-concept layout ideal for urban living. Located in one of Toronto's most sought-after neighbourhoods, steps to world-class dining, luxury shopping, transit, cafes, and entertainment. Enjoy upscale living in a newly completed building with premium amenities and sophisticated design. Some photos virtually staged.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13522610
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Bay and Davenport
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Exposure
East
Days on market
18
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Living RoomMain5.88 × 4.11 m

Combined w/Kitchen

DenMain2.43 × 1.79 m
BedroomMain2.89 × 4.02 m

Double Closet

KitchenMain5.88 × 4.11 m

Combined w/Living

Moe’s TakeTeam Asgarian · Broker
Above comparables
$3,400/moest. value

Listed at $4,000/mo, this rental is about 18% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.

In Annex lately, landlords have been getting about 99% of asking and homes lease in about 13 days.

Based on 26 similar rentals nearby, adjusted for size, beds, and baths.Median of 26 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3,500/mo
  • Bathrooms −$100/mo
  • Adjusts to $3,400/mo

That comparable adjusts to $3,400/mo; the $3,400/mo estimate above is the median of all 26 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$3,083/moBelow market$4,000/moAbove market

Total price vs nearby homes. Fair value about $3,400/mo, median of 26 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Annex · asking prices
$3,498avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

406-485 Huron Street$3,395818-1 Bedford Road$3,7005301-11 Yorkville Avenue$3,500406-21 Scollard Street$3,500206-485 Huron Street$3,395

The 5 closest of 8 active listings nearby.

See all comparable homes
4,000This home3,3953,7003,5003,5003,395This home vs active comparables
Live market pulseActive comparables in Annex · median list $3K
57active listings nearby
18days on market
100leased nearby · 90 days
$3Kmedian leased price
99%of asking, on average

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$2K
North St. James Town
$2K
Church-Yonge Corridor
$2K
Moss Park
$2K
Waterfront Communities C1
$2K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$18/mo
$5KIncome needed
0.9×Price ÷ income
$4Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $18Property tax $3Total carry $21

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17per month

Mortgage amount $3,200 · 4.14% over 25 years

$800Down payment (20.0%)
$3,200Loan before insurance
$0CMHC premium
$20Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17
Property tax
$3
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20
Toronto municipal land transfer tax
$20
Estimated closing costs
$40

Plus your down payment of $800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$21/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,923Total interest paid
$5,123Total of all payments
Principal $3,200 Interest $1,923
YearPrincipalInterestBalance
1$75$130$3,125
2$78$127$3,047
3$81$124$2,966
4$85$120$2,881
5$88$117$2,792
6$92$113$2,700
7$96$109$2,605
8$100$105$2,505
9$104$101$2,401
10$108$97$2,292
11$113$92$2,179
12$118$87$2,062
13$123$82$1,939
14$128$77$1,811
15$133$72$1,678
16$139$66$1,540
17$144$61$1,395
18$150$54$1,245
19$157$48$1,088
20$163$42$925
21$170$35$755
22$177$28$577
23$185$20$393
24$192$13$200
25$200$4$0

At the end of your 5-year term

Total paid over the term
$1,025
Principal paid down
$408
Interest paid
$617
Balance remaining
$2,792

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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