216-2020 Bathurst Street, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13523540

$475,000
For Sale
Listed 18 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

This contemporary one-bedroom plus enclosed den suite offers a functional, well-designed layout in one of Midtown's most vibrant neighborhoods. The open-concept kitchen and living area features floor-to-ceiling windows fitted with power blinds, allowing you to reveal sweeping city views at the touch of a button. A Juliet balcony enhances the bright, airy feel of the space. The modern kitchen is equipped with stainless steel built-in appliances, stone countertops, a tile backsplash, and a blend of track and pot lighting. The fully enclosed den, complete with sliding glass doors, is ideal as a home office, study, or second bedroom. The primary bedroom includes a sleek built-in closet, while the spa-inspired 3-piece bathroom showcases modern fixtures and refined finishes. An in-suite laundry enclosure with a stacked front-loading washer and dryer adds everyday convenience. Locker included. Residents enjoy exceptional amenities, including 24-hour concierge, a grand lobby entrance, a fully equipped fitness center, yoga and wellness studios, an outdoor terrace with BBQs, and multiple recreational and social spaces. The building also offers a state-of-the-art co-working station, boardrooms, and an expansive party room overlooking a large terrace with panoramic city and skyline views. Direct subway access from the lobby is coming soon, further elevating connectivity. Steps to transit, shops, restaurants, and everyday conveniences, this suite delivers the perfect blend of modern comfort and urban accessibility.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13523540
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Lot
555
Cross streets
Bathurst Eglington
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Block
Maintenance
$576/mo
Exposure
South West
Property tax
$3,537 / 2026
Days on market
18
Listing brokerage
RE/MAX GOLD REALTY INC.

Rooms

KitchenMain15.09 × 8.99 m

b/i appliances · backsplash · granite counters

DenMain8.10 × 5.61 m

sliding doors · laminate · cathedral ceiling(s)

LaundryMain3.28 × 3.28 m

closet · combined w/kitchen

Dining RoomMain1.00 × 1.00 m

pot lights · juliette balcony · laminate

Primary BedroomMain11.91 × 8.10 m

sliding doors · laminate · closet

Great RoomMain15.09 × 8.99 m

window floor to ceiling · combined w/dining · laminate

BathroomMain3.28 × 3.28 m

4 pc bath · soaking tub · tile floor

Moe’s TakeTeam Asgarian · Broker
In line
$505Kest. value

Listed at $475,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Humewood-Cedarvale lately, sellers have been getting about 96% of asking and homes sell in about 38 days.

There were not many closely comparable homes right in Humewood-Cedarvale, so I widened the search to the surrounding area.

Based on 49 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 49 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $592K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $425K
  • Bedrooms +$17K
  • Adjusts to $442K

That comparable adjusts to $442K; the $505K estimate above is the median of all 49 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Cedarvale Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$448KGreat deal$568KOverpriced

Total price vs nearby homes. Fair value about $505K, median of 49 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Humewood-Cedarvale · asking prices
$497kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

407-114 Vaughan Road$440kPH 6-15 Maplewood Avenue$479k1401-530 St Clair Avenue$629k907-1486 Bathurst Street$539kPH 5-15 Maplewood Avenue$399k

The 5 closest of 7 active listings nearby.

See all comparable homes
475kThis home440k479k629k539k399kThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $539K
$864this home / sqft
21active listings nearby
18days on market
100sold nearby · 90 days
$650Kmedian sold price
96%of asking, on average

This home lists 25% below the area average of $1,146/sqft.

17 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Waterfront Communities C1
$593K
Moss Park
$519K
Willowdale East
$606K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cedarvale Community School
85%
Cedarvale Community SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 85% meet the provincial standard
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$2,165/mo
$107KIncome needed
4.4×Price ÷ income
$500Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,165Property tax $295Condo fee $576Total carry $3,035

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,028per month

Mortgage amount $380,000 · 4.14% over 25 years

$95,000Down payment (20.0%)
$380,000Loan before insurance
$0CMHC premium
$2,899Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,028
Property tax
$295
Condo / maintenance fees
$576
Heating
$0
Estimated monthly cost
$2,899

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,975
Toronto municipal land transfer tax
$5,975
Estimated closing costs
$11,950

Plus your down payment of $95,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,463/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$228,346Total interest paid
$608,346Total of all payments
Principal $380,000 Interest $228,346
YearPrincipalInterestBalance
1$8,902$15,432$371,098
2$9,274$15,059$361,823
3$9,662$14,671$352,161
4$10,067$14,267$342,095
5$10,488$13,846$331,607
6$10,926$13,408$320,681
7$11,383$12,951$309,297
8$11,859$12,474$297,438
9$12,356$11,978$285,082
10$12,872$11,461$272,210
11$13,411$10,923$258,799
12$13,972$10,362$244,827
13$14,556$9,778$230,271
14$15,165$9,169$215,106
15$15,799$8,535$199,307
16$16,460$7,874$182,847
17$17,149$7,185$165,698
18$17,866$6,468$147,832
19$18,613$5,721$129,219
20$19,392$4,942$109,827
21$20,203$4,131$89,624
22$21,048$3,286$68,576
23$21,929$2,405$46,647
24$22,846$1,488$23,801
25$23,801$533$0

At the end of your 5-year term

Total paid over the term
$121,669
Principal paid down
$48,393
Interest paid
$73,276
Balance remaining
$331,607

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,537− Condo fees $6,907− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,111

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.

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