TH10-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13523718

$1,649,000
For Sale
Listed 13 days ago
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2Bedrooms
3Bathrooms
1Garage
1200-1399Sq Ft

About this home

A truly rare opportunity to own one of the limited luxury townhomes at the prestigious 55C Bloor-Yorkville Residences. Downtown Toronto townhomes are an exceptionally scarce offering, combining the privacy and spaciousness of a house with the convenience and the luxury condominium living. This 2-year spectacular 2-storey residence offers 1,323 sq. ft. of thoughtfully designed living space with 2 spacious bedrooms, 3 elegant bathrooms, soaring 9-foot ceilings, and a functional open-concept layout.The contemporary European-inspired kitchen is beautifully appointed with integrated built-in appliances, sleek porcelain slab countertops and backsplash, soft-close cabinetry, and custom open shelving with integrated lighting. Floor-to-ceiling windows flood the home with natural light. Both of two bedrooms feature upgraded walk-in closet organizers, maximizing storage while adding a touch of luxury. The primary bedroom also offers a spa-inspired ensuite complete with a glass-enclosed rain shower and designer matte dark fixtures. Residents enjoy an exceptional collection of world-class amenities, including an elegant lobby, state-of-the-art fitness centre, co-working and party rooms, an outdoor lounge with BBQs, 24-hour concierge, and the spectacular top-floor C-Lounge featuring soaring ceilings, a caterer's kitchen, outdoor terrace, and breathtaking panoramic city skyline views. Perfectly positioned in the heart of Bloor-Yorkville, just steps to world-class shopping, fine dining, and the Yonge/Bloor subway interchange, U of T, Metropolitan University, financial district, and much more.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13523718
Bedrooms
2
Bathrooms
3 (1 half)
Size
1200-1399
Cross streets
Charles St E & Yonge St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding, Concrete
Maintenance
$1,067/mo
Exposure
East
Days on market
13
Listing brokerage
RE/MAX ELITE REAL ESTATE

Rooms

Bedroom 2Second3.31 × 2.83 m

walk-in closet(s) · window floor to ceiling · coffered ceiling(s)

Primary BedroomSecond4.11 × 3.92 m

4 pc ensuite · walk-in closet(s) · window floor to ceiling

KitchenGround2.35 × 3.69 m

combined w/dining · b/i appliances · pot lights

Living RoomGround5.57 × 3.32 m

hardwood floor · pot lights · window floor to ceiling

Dining RoomGround2.35 × 2.50 m

combined w/kitchen · hardwood floor · window floor to ceiling

Listing history

  1. Jun 28, 2026Listed$4,700

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Charles St East is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$857kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

S123-180 Mill Street$899k92 McGill Street$799k21-871 Wilson Avenue$599kTh03-110 Charles Street$1.19M6 Laurie Shepway$800k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home899k799k599k1.19M800kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $1.19M
$1,269this home / sqft
5active listings nearby
13days on market

9 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Charles St East, about 201 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$559K
Willowdale East
$799K
Victoria Village
$782K
New Toronto
$780K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$7,516/mo
$344KIncome needed
4.8×Price ÷ income
$1,734Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $7,516Property tax $1,031Condo fee $1,067Total carry $9,613

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,040per month

Mortgage amount $1,319,200 · 4.14% over 25 years

$329,800Down payment (20.0%)
$1,319,200Loan before insurance
$0CMHC premium
$9,137Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,040
Property tax
$1,031
Condo / maintenance fees
$1,067
Heating
$0
Estimated monthly cost
$9,137

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,455
Toronto municipal land transfer tax
$29,455
Estimated closing costs
$58,910

Plus your down payment of $329,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$792,722Total interest paid
$2,111,922Total of all payments
Principal $1,319,200 Interest $792,722
YearPrincipalInterestBalance
1$30,904$53,573$1,288,296
2$32,197$52,280$1,256,099
3$33,544$50,933$1,222,555
4$34,947$49,530$1,187,608
5$36,409$48,068$1,151,200
6$37,932$46,545$1,113,268
7$39,518$44,959$1,073,750
8$41,171$43,306$1,032,579
9$42,893$41,584$989,686
10$44,687$39,789$944,998
11$46,557$37,920$898,442
12$48,504$35,973$849,938
13$50,533$33,944$799,405
14$52,647$31,830$746,758
15$54,849$29,628$691,910
16$57,143$27,334$634,767
17$59,533$24,944$575,234
18$62,023$22,454$513,210
19$64,618$19,859$448,593
20$67,320$17,156$381,272
21$70,136$14,340$311,136
22$73,070$11,407$238,066
23$76,127$8,350$161,939
24$79,311$5,166$82,628
25$82,628$1,849$0

At the end of your 5-year term

Total paid over the term
$422,384
Principal paid down
$168,000
Interest paid
$254,384
Balance remaining
$1,151,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $11,543− Condo fees $12,804− Insurance $600− Vacancy & upkeep $5,412Net operating income $18,841

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ELITE REAL ESTATE. MLS®/PropTx.

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