7112-55 Cooper Street, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C13523938
About this home
Experience elevated waterfront living in one of downtown Toronto's most exciting and rapidly growing neighbourhoods. 3 bedrooms with 3 ensuite washrooms. This stunning high-floor residence offers breathtaking city skyline and lake views, paired with modern elegance and functional design. Bright and spacious, the suite features floor-to-ceiling windows, an open-concept layout, and contemporary finishes throughout.The sleek designer kitchen is equipped with premium built-in appliances, stylish cabinetry, and sophisticated finishes, seamlessly flowing into the living and dining area - perfect for entertaining guests or enjoying quiet evenings overlooking the city lights. Step onto the private balcony to take in panoramic waterfront and skyline views from the comfort of home. The generously sized bedroom offers both comfort and practicality, while the spa-inspired bathroom creates a refined retreat from busy city life.Residents enjoy access to exceptional luxury amenities, creating a true urban resort lifestyle. Ideally situated in Toronto's vibrant waterfront community, this location places you steps from Sugar Beach, the Distillery District, St. Lawrence Market, Harbourfront Centre, and scenic waterfront trails. Enjoy quick access to Union Station, the Gardiner Expressway, the Financial District, and TTC transit, making commuting effortless.Sports and entertainment lovers will appreciate being minutes from Scotiabank Arena, Rogers Centre, theatres, concert venues, and some of the city's best restaurants, cafes, rooftop patios, and nightlife destinations. Grocery stores, boutique fitness studios, shopping, ferry access to the Toronto Islands, and nearby marinas further enhance the unmatched downtown waterfront lifestyle.Perfect for professionals, investors, or buyers seeking sophisticated urban living in one of Toronto's premier waterfront communities. The unit comes with 2 membership allocations for UNITY gym, a private upscale fitness club with a pool.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13523938
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1000-1199
- Cross streets
- Lakeshore Blvd and Cooper St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $954/mo
- Exposure
- West
- Property tax
- $5,671 / 2025
- Days on market
- 18
- Listing brokerage
- BAY STREET GROUP INC.
Listed at $899,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Waterfront Communities C8 lately, sellers have been getting about 97% of asking and homes sell in about 33 days.
Based on 8 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 8 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $927K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $662K
- Bedrooms +$21K
- Bathrooms +$10K
- Adjusts to $693K
That comparable adjusts to $693K; the $868K estimate above is the median of all 8 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $868K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 18% below the area average of $996/sqft.
17 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C8, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $473
- Condo / maintenance fees
- $954
- Heating
- $0
- Estimated monthly cost
- $5,265
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.