9-81 Rameau Drive, Toronto, ON

Hillcrest Village, Toronto · MLS® C13525004

$699,000
For Sale
Listed 11 days ago
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4Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq Ft

About this home

Beautiful Renovated End-Unit 2-Storey Townhouse W/Walk-Out Bsmt in Prime North York! Located in a Safe, Family-Friendly Neighbourhood with Top Schools: A.Y. Jackson SS, Zion Heights JHS & Seneca College. A Built-In One-Car Garage, With Additional Space On The Driveway For Extra Vehicles, Offering A Total Of Two-Car Parking Capacity. The Home Features A Bright Eat-In Kitchen With A Bay Window And Granite Countertops. The Spacious Living Room Is Filled With Natural Light From Large, Beautiful Windows. Newly Updated Floor Throughout The Home.The Property Offers Four Bedrooms In Total, Including One Bedroom Conveniently Located On The Main Floor, Making It Ideal For An In-Law Suite With Minimal Stairs Required. There Are Two Fully Updated Bathrooms, One 2-Piece And One 3-Piece, With An Extra Standing Shower in Bsmt, Providing Added Functionality and Meeting a Variety of Different Needs. The Finished Walkout Basement Provides Excellent Additional Living Space, Can Be Used As A Family Room, Home Office, Or Gym. The Walkout Leads To A Small Private Yard With No Rear Neighbours-Only A Quiet And Secluded Pathway-Offering A Peaceful And Convenient Setting. The Basement Also Allows For Potential Separate Entrance And Rental Use.The Home Is Equipped With Newly Updated Appliances(2022): Fotile Range Hood, GE GAS Stove, And MAYTAG Dishwasher. The Furnace And Hot Water Tank Are Owned, With No Rental Fees. Just Minutes From TTC, GO Train, Hwy 404/401 and Fairview Mall. Walking Distance to Sunny Supermarket, Parks, Restaurants, And Schools. Nearby Properties Are Renting for $3,000/Month, Making This a Great Choice for Both End-Users and Investors. A Must-See!

Key facts

Property type
Condo Townhouse, Multi-Level
MLS®
C13525004
Bedrooms
4
Bathrooms
2
Size
1200-1399
Cross streets
Leslie/Finch
Parking
1 garage · 2 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$523/mo
Exposure
South
Property tax
$3,376 / 2026
Days on market
11
Listing brokerage
SMART SOLD REALTY

Rooms

Bedroom 4Upper2.35 × 2.21 m

Laminate

Dining RoomUpper4.75 × 2.22 m

combined w/kitchen · open concept · laminate

Great RoomBasement3.81 × 3.31 m

laminate · w/o to yard

Bedroom 3Second2.89 × 2.51 m

laminate · closet · window

KitchenUpper4.75 × 2.22 m

granite counters · family size kitchen · window

Living RoomMain5.52 × 3.82 m

overlooks backyard · combined w/family · window

Bedroom 2Second3.74 × 2.73 m

overlooks frontyard · closet · walk-in closet(s)

Family RoomMain5.52 × 3.82 m

overlooks backyard · fireplace · picture window

Primary BedroomSecond4.58 × 2.72 m

overlooks backyard · closet · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$616Kest. value

Listed at $699,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $797K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Adjusts to $800K

That comparable adjusts to $800K; the $616K estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Finch Ave East at Liszt Gate is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$540KGreat deal$707KOverpriced

Total price vs nearby homes. Fair value about $616K, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$623kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

184-6448 Finch Avenue$650k36-100 Burrows Hall Boulevard$549kTH17-10 Brin Drive$795k159-50 Scarborough Golf Club Road$500k

The 4 closest active listings nearby.

See all comparable homes
699kThis home650k549k795k500kThis home vs active comparables
Live market pulseActive comparables in Hillcrest Village · median list $749K
$538this home / sqft
17active listings nearby
11days on market

This home lists 4% above the area average of $518/sqft.

8 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Ave East at Liszt Gate, about 209 m away

20+ transit stops7 grocery20+ dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$720K
L'Amoreaux
$600K
Willowdale East
$799K
Victoria Village
$782K
Malvern
$516K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cresthaven Public School
75%
Cresthaven Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
St. MatthiasEQAO results not published

Affordability & Mortgage

Affordability
$3,186/mo
$144KIncome needed
4.9×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,186Property tax $281Condo fee $523Total carry $3,990

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,788Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$281
Condo / maintenance fees
$523
Heating
$0
Estimated monthly cost
$3,788

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $3,376− Condo fees $6,276− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,536

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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