285 Churchill Avenue, Toronto, ON
Willowdale West, Toronto · MLS® C13525012
About this home
Beautiful 3+2 Bedroom Home Featuring A Finished Basement With Separate Entrance In The Highly Sought-After Willowdale West Community! Situated On A Premium 50' X 150' Corner Lot With Low Traffic, This Well Maintained Residence Offers A Bright, Spacious, And Functional Layout Ideal For Modern Family Living. The Main Floor Showcases Engineered Hardwood Flooring, Pot Lights, Updated Light Fixtures And Hardware, While Large Windows Throughout Fill The Home With Abundant Natural Light. Renovated Kitchen Features Stainless Steel Appliances, Granite Countertops, And Ample Cabinetry. Dining Area Walks Out To A Large Sun-Filled South-Facing Backyard, Perfect For Relaxing Or Entertaining Outdoors. All Bedrooms Are Generously Sized For Comfortable Family Living. The Finished Basement, Complete With A Separate Entrance, Includes A Newly Renovated Kitchen With New Appliances, Two Bedrooms, And A Spacious Living Area, Offering Excellent Potential For Rental Income Or Multi-Generational Living. A Double-Car Garage With Usable Loft Storage Space Provides Added Convenience, While The Extended Driveway Accommodates Up To 6 Vehicles. Location Highlights: Just 5 Minutes Drive To Highway 401 And Yonge-Sheppard Subway Station, Only 3 Minutes Drive To Yonge Street, And Close To Parks, Trails, Schools, Shopping, And Everything.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- C13525012
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 50 × 150 ft
- Cross streets
- Bathurst & Horsham
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,128 / 2026
- Days on market
- 11
- Listing brokerage
- SMART SOLD REALTY
Rooms
laminate · fireplace
combined w/living · hardwood floor · w/o to deck
stainless steel appl · granite counters · backsplash
pot lights · hardwood floor · large window
hardwood floor · closet · window
hardwood floor · 2 pc ensuite · closet
laminate · closet · above grade window
ceramic backsplash · stainless steel appl
Laminate
hardwood floor · closet · window
Listed at $1,498,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.66M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $999K
- Bathrooms −$15K
- Adjusts to $984K
That comparable adjusts to $984K; the $1.35M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Senlac Rd at Churchill Ave is about a 6-minute walk away.
Total price vs nearby homes. Fair value about $1.35M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes10 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Senlac Rd at Churchill Ave, about 497 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,198,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,395
- Property tax
- $594
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,989
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,435
- Toronto municipal land transfer tax
- $26,435
- Estimated closing costs
- $52,870
Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $383,706
- Principal paid down
- $152,617
- Interest paid
- $231,090
- Balance remaining
- $1,045,783
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.