704-10 Queens Quay, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13527308
About this home
For those who see home as both a gallery and a retreat, this Harbourfront corner suite offers a composition worth collecting. With front-row seats to sunrises painted fresh each morning and sweeping views across Toronto's inner harbour, the backdrop here is never static, yet always serene. Spanning 1,222sqft, the wide split-bedroom layout is wrapped in floor-to-ceiling glass with bold southern exposure views over the water to Centre Island. Two generous bedrooms, three walk-in closets, and a large balcony ensure both comfort and practicality, while a refined and renovated kitchen, anchored by a striking picture window, turns everyday cooking into a moment of quiet theatre. Two beautifully renovated bathrooms echo a spa-like sensibility, finished with a careful eye for detail. There is space to curate your lifestyle, from a proper dining area for long, lingering meals to a living room designed for conversation and contemplation. No need for club memberships with these resort-calibre amenities in the building: indoor/outdoor pools, hot tub, saunas, a massive fully-equipped gym, squash, basketball, golf simulator, party and games rooms, rooftop BBQ terraces, guest suites, kids' playroom, and 24hr concierge. With **all-inclusive** maintenance fess (heat, hydro, water, cable TV, WIFI) rounding out the package, home ownership is seamless. Say goodbye to monthly spreadsheets and hello to living withease. Step outside and you're in the centre of it all. The waterfront is your front yard with the Martin Goodman Trail at your doorstep, and thecity's best dining & entertainment are all within reach. Walk to Union, hop into the PATH, or catch a flight out of Billy Bishop in minutes. Loblaws, Farm Boy, LCBO, and bistros make daily life in the city feel effortlessly connected. A truly unique feature of this location is that it's within the coveted Island Public Science School catchment. A rare corner suite where design, light, and lake views come together in perfect balance.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13527308
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Yonge St and Queens Quay West
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,842/mo
- Exposure
- South
- Property tax
- $4,532 / 2025
- Days on market
- 16
- Listing brokerage
- REAL ESTATE HOMEWARD
Rooms
eat-in kitchen · tile floor · overlook water
broadloom · walk-in closet(s) · overlook water
hardwood floor · w/o to balcony · overlook water
hardwood floor · combined w/living · overlook water
3 pc ensuite · walk-in closet(s) · w/o to balcony
Listed at $1,085,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($835/sqft) is below the area, so you are paying for extra space rather than a premium.
In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 34 days.
Based on 34 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 34 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $841K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $850K
- Bedrooms −$24K
- Adjusts to $826K
That comparable adjusts to $826K; the $924K estimate above is the median of all 34 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $924K, median of 34 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 15% below the area average of $981/sqft.
15 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $868,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,632
- Property tax
- $378
- Condo / maintenance fees
- $1,842
- Heating
- $0
- Estimated monthly cost
- $6,852
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,175
- Toronto municipal land transfer tax
- $18,175
- Estimated closing costs
- $36,350
Plus your down payment of $217,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $277,918
- Principal paid down
- $110,540
- Interest paid
- $167,378
- Balance remaining
- $757,460
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.