PH13-650 Sheppard Avenue, Toronto, ON

Bayview Village, Toronto · MLS® C13527690

$1,250,000
For Sale
Listed 11 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Rarely Offered 3-Storey Penthouse-Style Suite At St. Gabriel Terraces In Prestigious Bayview Village! PH13 Is Not A Typical Condo-It Offers The Space, Separation And Lifestyle Feel Of A Townhome, While Providing The Added Privacy And Security Of An Elevated Condo Setting. This Unique 3 Bedroom, 2 Bathroom Multi-Level Suite Features A Soaring Double-Height Living Room, Open Concept Kitchen/Dining Area, Abundant Natural Light And A Highly Versatile Layout Rarely Found In Conventional Condo Living. The Third Level Offers A Spacious Bedroom-Style Open Area, Large Enough To Comfortably Function As A Third Bedroom, With Direct Walk-Out Access To Its Own Outdoor Space. Enjoy Two Walk-Out Outdoor Areas On The Main And Third Levels-Perfect For Morning Coffee, Entertaining, BBQs Or Relaxing Outdoors. A Great Alternative For Buyers Who Want More Function, Character And Outdoor Space Than A Typical Condo, Without The Maintenance Of A Ground-Level Townhouse. Boutique Building Amenities Include Concierge, Gym, Party/Meeting Room, Rooftop Terrace/Garden, Visitor Parking And More. Superb Bayview & Sheppard Location: Steps To Bayview Subway Station, Bayview Village Shopping Centre, TTC, Restaurants, Parks, Community Centre/Library, And Easy Access To Hwy 401/404. A Truly Special Suite In One Of North York's Most Convenient And Sought-After Neighbourhoods.

Key facts

Property type
Condo Apartment, 3-Storey
MLS®
C13527690
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Bayview/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,768/mo
Exposure
South
Property tax
$4,619 / 2026
Days on market
11
Listing brokerage
KW Living Realty

Rooms

Living RoomMain6.19 × 3.96 m

hardwood floor · combined w/dining · crown moulding

KitchenMain0.00 × 0.00 m

porcelain floor · breakfast bar

Primary BedroomSecond4.45 × 3.32 m

hardwood floor · walk-in closet(s)

Bedroom 2Second3.35 × 2.83 m

Hardwood Floor

Dining RoomMain6.19 × 3.96 m

hardwood floor · combined w/living · w/o to terrace

Bedroom 3Third3.65 × 3.40 m

hardwood floor · w/o to terrace

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.08Mest. value

Listed at $1,250,000, this home is tracking about 16% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 78 similar homes nearby, adjusted for size, beds, and baths.Median of 78 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $889K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $888K
  • Bathrooms −$15K
  • Adjusts to $873K

That comparable adjusts to $873K; the $1.08M estimate above is the median of all 78 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Crestview Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Greenbriar Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.00MGreat deal$1.25MOverpriced

Total price vs nearby homes. Fair value about $1.08M, median of 78 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Bayview Village · asking prices
$877kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Ph16-650 Sheppard Avenue$800k2107-25 McMahon Drive$900k151-142 Thorny Vineway$748k1705-8 Rean Drive$710k906C-662 Sheppard Avenue$1.23M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.25MThis home800k900k748k710k1.23MThis home vs active comparables
Live market pulseActive comparables in Bayview Village · median list $638K
$962this home / sqft
82active listings nearby
11days on market

This home lists 14% above the area average of $842/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bayview Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Greenbriar Rd, about 6 m away

20+ transit stops1 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$573K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Crestview Public School
69%
Crestview Public SchoolPublic · Elementary · 2.7 km awayAround the GTA average · 69% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,697/mo
$265KIncome needed
4.7×Price ÷ income
$1,315Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $5,697Property tax $385Condo fee $1,768Total carry $7,850

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,336per month

Mortgage amount $1,000,000 · 4.14% over 25 years

$250,000Down payment (20.0%)
$1,000,000Loan before insurance
$0CMHC premium
$7,489Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,336
Property tax
$385
Condo / maintenance fees
$1,768
Heating
$0
Estimated monthly cost
$7,489

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Toronto municipal land transfer tax
$21,475
Estimated closing costs
$42,950

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,482/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,911Total interest paid
$1,600,911Total of all payments
Principal $1,000,000 Interest $600,911
YearPrincipalInterestBalance
1$23,427$40,610$976,573
2$24,406$39,630$952,167
3$25,427$38,609$926,740
4$26,491$37,546$900,249
5$27,599$36,437$872,650
6$28,753$35,283$843,896
7$29,956$34,080$813,940
8$31,209$32,827$782,731
9$32,515$31,522$750,216
10$33,875$30,162$716,342
11$35,292$28,745$681,050
12$36,768$27,269$644,283
13$38,306$25,731$605,977
14$39,908$24,129$566,069
15$41,577$22,459$524,492
16$43,316$20,720$481,175
17$45,128$18,908$436,047
18$47,016$17,021$389,031
19$48,982$15,054$340,049
20$51,031$13,005$289,018
21$53,166$10,871$235,852
22$55,390$8,647$180,462
23$57,707$6,330$122,755
24$60,120$3,916$62,635
25$62,635$1,401$0

At the end of your 5-year term

Total paid over the term
$320,182
Principal paid down
$127,350
Interest paid
$192,832
Balance remaining
$872,650

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,619− Condo fees $21,210− Insurance $600− Vacancy & upkeep $5,412Net operating income $17,358

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

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