140 Harrison Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13527826

$2,995,000
For Sale
Listed 11 days ago
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4Bedrooms
5Bathrooms
2Parking
2000-2500Sq Ft

About this home

It's not often a home of this caliber becomes available in the vibrant heart of Dundas & Ossington. This fully detached, three-storey residence is a masterclass in modern luxury! Tucked away on a quiet, tree-lined street, yet just steps from Toronto's most exciting restaurants, boutiques, and cultural hotspots. Thoughtfully reimagined from top to bottom, the home offers 3,195SF, including 2,335SF above grade & 860SF fully finished lower level. Every element is curated to the highest standard, from 10-foot ceilings and floor-to-ceiling windows to Italian marble accents including extremely elegant living room fireplace, custom millwork, Sonos-integrated in-ceiling speakers, and indirect mood lighting throughout. The custom kitchen features integrated Fisher & Paykel appliances and over 17 feet of built-in storage, leading to a powder room, mudroom, and walk-out to a fully fenced garden. Upstairs, three bedrooms include an incredible third-floor primary retreat with custom paneling, a private terrace with pergola, custom walk-in closet, and spa-like 5-piece ensuite bath. The finished lower level adds flexibility with a family room, fourth bedroom with 3-piece ensuite, in-ceiling speakers, tons of additional storage, and a laundry rough-in. Complete with a welcoming front porch, landscaped front yard, and parking for two, this exceptional home offers luxurious urban living in one of Toronto's most sought-after neighborhoods.Extras:

Key facts

Property type
Detached, 3-Storey
MLS®
C13527826
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
17.75 × 115 ft
Cross streets
Dundas St & Ossington Ave
Parking
2 parking
Driveway
Front Yard Parking
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat, Asphalt Shingle
Sewer
Sewer
Property tax
$7,375 / 2025
Days on market
11
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Primary BedroomThird4.21 × 4.16 m

panelled · walk-in closet(s) · 5 pc ensuite

Living RoomMain6.10 × 4.20 m

marble fireplace · hardwood floor · built-in speakers

OtherSecond0.00 × 0.00 m

W/O To Sundeck

Bedroom 4Lower5.49 × 2.95 m

large window · combined w/laundry · 3 pc ensuite

FoyerMain0.00 × 0.00 m

Large Closet

KitchenMain4.88 × 3.57 m

b/i appliances · w/o to garden · centre island

Dining RoomMain5.19 × 4.20 m

large window · hardwood floor · built-in speakers

Bedroom 3Second4.57 × 3.35 m

3 pc ensuite · large closet · hardwood floor

Family RoomLower6.91 × 3.99 m
Bedroom 2Second4.26 × 3.26 m

large closet · w/o to deck · hardwood floor

OtherThird0.00 × 0.00 m

W/O To Sundeck

OfficeSecond2.30 × 2.30 m

hardwood floor · combined w/laundry

Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.83Mest. value

Listed at $2,995,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.74M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Size difference +$636K
  • Bedrooms +$30K
  • Bathrooms +$45K
  • Adjusts to $1.96M

That comparable adjusts to $1.96M; the $2.83M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Dovercourt Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.60MGreat deal$3.20MOverpriced

Total price vs nearby homes. Fair value about $2.83M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby in Trinity-Bellwoods · asking prices
$3.45Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

61 Shannon Street$3.45M14 Halton Street$3.58M179 Palmerston Avenue$2.85M18 Foxley Street$3.50M53 Palmerston Avenue$3.90M

The 5 closest of 6 active listings nearby.

See all comparable homes
3.00MThis home3.45M3.58M2.85M3.50M3.90MThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $3.45M
$1,331this home / sqft
9active listings nearby
11days on market

This home lists 7% above the area average of $1,247/sqft.

10 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Dovercourt Rd, about 129 m away

20+ transit stops19 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ossington/Old Orchard Junior Public School
88%
Ossington/Old Orchard Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 88% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$13,650/mo
$539KIncome needed
5.6×Price ÷ income
$3,150Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $13,650Property tax $615Total carry $14,265

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,786per month

Mortgage amount $2,396,000 · 4.14% over 25 years

$599,000Down payment (20.0%)
$2,396,000Loan before insurance
$0CMHC premium
$13,401Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,786
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,401

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,350
Toronto municipal land transfer tax
$61,350
Estimated closing costs
$122,700

Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,439,784Total interest paid
$3,835,784Total of all payments
Principal $2,396,000 Interest $1,439,784
YearPrincipalInterestBalance
1$56,130$97,301$2,339,870
2$58,478$94,953$2,281,392
3$60,924$92,507$2,220,468
4$63,472$89,959$2,156,996
5$66,127$87,304$2,090,869
6$68,893$84,538$2,021,976
7$71,775$81,656$1,950,201
8$74,777$78,654$1,875,424
9$77,905$75,526$1,797,519
10$81,164$72,268$1,716,355
11$84,559$68,873$1,631,797
12$88,095$65,336$1,543,701
13$91,780$61,651$1,451,921
14$95,619$57,812$1,356,301
15$99,619$53,812$1,256,682
16$103,786$49,645$1,152,896
17$108,127$45,304$1,044,769
18$112,650$40,781$932,119
19$117,362$36,069$814,757
20$122,271$31,160$692,486
21$127,385$26,046$565,101
22$132,714$20,718$432,387
23$138,265$15,166$294,122
24$144,048$9,383$150,074
25$150,074$3,358$0

At the end of your 5-year term

Total paid over the term
$767,157
Principal paid down
$305,131
Interest paid
$462,026
Balance remaining
$2,090,869

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $7,375− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,081

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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