140 Harrison Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13527826

$2,995,000
For Sale
Listed 67 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Parking
2000-2500Sq ft

About this home

In short

  • It's not often a home of this caliber becomes available in the vibrant heart of Dundas & Ossington.
  • Thoughtfully reimagined from top to bottom, the home offers 3,195SF, including 2,335SF above grade & 860SF fully finished lower level.
  • Every element is curated to the highest standard, from 10-foot ceilings and floor-to-ceiling windows to Italian marble accents including extremely elegant living room...
  • The custom kitchen features integrated Fisher & Paykel appliances and over 17 feet of built-in storage, leading to a powder room, mudroom, and walk-out to a fully...
  • Upstairs, three bedrooms include an incredible third-floor primary retreat with custom paneling, a private terrace with pergola, custom walk-in closet, and spa-like...

It's not often a home of this caliber becomes available in the vibrant heart of Dundas & Ossington. This fully detached, three-storey residence is a masterclass in modern luxury! Tucked away on a quiet, tree-lined street, yet just steps from Toronto's most exciting restaurants, boutiques, and cultural hotspots. Thoughtfully reimagined from top to bottom, the home offers 3,195SF, including 2,335SF above grade & 860SF fully finished lower level. Every element is curated to the highest standard, from 10-foot ceilings and floor-to-ceiling windows to Italian marble accents including extremely elegant living room fireplace, custom millwork, Sonos-integrated in-ceiling speakers, and indirect mood lighting throughout. The custom kitchen features integrated Fisher & Paykel appliances and over 17 feet of built-in storage, leading to a powder room, mudroom, and walk-out to a fully fenced garden. Upstairs, three bedrooms include an incredible third-floor primary retreat with custom paneling, a private terrace with pergola, custom walk-in closet, and spa-like 5-piece ensuite bath. The finished lower level adds flexibility with a family room, fourth bedroom with 3-piece ensuite, in-ceiling speakers, tons of additional storage, and a laundry rough-in. Complete with a welcoming front porch, landscaped front yard, and parking for two, this exceptional home offers luxurious urban living in one of Toronto's most sought-after neighborhoods.Extras:

Key facts

Property type
Detached, 3-Storey
MLS®
C13527826
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
17.75 × 115 ft
Cross streets
Dundas St & Ossington Ave
Parking
2 parking
Driveway
Front Yard Parking
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat, Asphalt Shingle
Sewer
Sewer
Property tax
$7,375 / 2025
Days on market
67
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Primary BedroomThird4.21 × 4.16 m

panelled · walk-in closet(s) · 5 pc ensuite

Living RoomMain6.10 × 4.20 m

marble fireplace · hardwood floor · built-in speakers

OtherSecond0.00 × 0.00 m

W/O To Sundeck

Bedroom 4Lower5.49 × 2.95 m

large window · combined w/laundry · 3 pc ensuite

FoyerMain0.00 × 0.00 m

Large Closet

KitchenMain4.88 × 3.57 m

b/i appliances · w/o to garden · centre island

Dining RoomMain5.19 × 4.20 m

large window · hardwood floor · built-in speakers

Bedroom 3Second4.57 × 3.35 m

3 pc ensuite · large closet · hardwood floor

Family RoomLower6.91 × 3.99 m
Bedroom 2Second4.26 × 3.26 m

large closet · w/o to deck · hardwood floor

OtherThird0.00 × 0.00 m

W/O To Sundeck

OfficeSecond2.30 × 2.30 m

hardwood floor · combined w/laundry

Our TakeTeam Asgarian · Broker
In the wider range
$2.96Mest. value

Listed at $2,995,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.96M, typically $2.67M to $3.71M. Comparable listings on their own put this home around $2.86M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.62M. That is about 44% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$2.67MBelow asking range$3.71MAbove asking range

Total price vs nearby homes. Fair value about $2.96M, median of 5 comparables.

The market behind the math:

4sold nearby · 90 days
67days on market so far
$10,598/moest. rent · 8 leases
4.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.8 months of inventory: 5 detached homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,331/sqft against an area asking average of $1,296/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.62M, lower than the comparables and worth a second look.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Trinity-Bellwoods · asking prices
$3.63Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,500/sqft; this home lists at $1,331/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.00MThis home2.60M3.90M4.39MThis home vs active comparables

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$1.47M
Kingsway South
$3.75M
Stonegate-Queensway
$1.61M
Edenbridge-Humber Valley
$3.99M
New Toronto
$789K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ossington/Old Orchard Junior Public School
88%
Ossington/Old Orchard Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 88% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Dewson Street Junior Public School · Public elementary0.6 km · 64% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.6 km
The Grove Community School · Public elementary0.6 km
Givins/Shaw Junior Public School · Public elementary0.7 km · 81% at standard
St Ambrose Catholic School · Catholic elementary0.7 km · 85% at standard
Horizon Alternative Senior School · Public elementary0.8 km
Central Toronto Academy · Public secondary0.8 km · 69% at standard
St Helen Catholic School · Catholic elementary1.0 km · 74% at standard
Delta Senior Alternative School · Public elementary1.0 km
Montrose Junior Public School · Public elementary1.0 km · 95% at standard
St Francis of Assisi Catholic School · Catholic elementary1.0 km · 80% at standard
St Mary Catholic Academy · Catholic secondary1.0 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,650/mo
$539KIncome needed
5.6×Price ÷ income
$3,150Weekly cost
$122,700Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $13,650Property tax $615Total carry $14,265

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,917per month

Mortgage amount $2,396,000 · 4.24% over 25 years

$599,000Down payment (20.0%)
$2,396,000Loan before insurance
$0CMHC premium
$13,532Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,917
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,532

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,350
Toronto municipal land transfer tax
$61,350
Estimated closing costs
$122,700

Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$15,673/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,479,132Total interest paid
$3,875,132Total of all payments
Principal $2,396,000 Interest $1,479,132
YearPrincipalInterestBalance
1$55,359$99,646$2,340,641
2$57,731$97,274$2,282,910
3$60,205$94,800$2,222,705
4$62,785$92,221$2,159,920
5$65,475$89,530$2,094,445
6$68,281$86,725$2,026,164
7$71,206$83,799$1,954,958
8$74,258$80,748$1,880,700
9$77,439$77,566$1,803,261
10$80,758$74,248$1,722,503
11$84,218$70,787$1,638,285
12$87,827$67,178$1,550,458
13$91,590$63,415$1,458,868
14$95,515$59,491$1,363,353
15$99,607$55,398$1,263,746
16$103,876$51,130$1,159,870
17$108,327$46,679$1,051,544
18$112,968$42,037$938,575
19$117,809$37,196$820,766
20$122,857$32,148$697,909
21$128,121$26,884$569,788
22$133,611$21,394$436,177
23$139,336$15,669$296,840
24$145,307$9,698$151,533
25$151,533$3,472$0

At the end of your 5-year term

Total paid over the term
$775,026
Principal paid down
$301,555
Interest paid
$473,471
Balance remaining
$2,094,445

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Trinity-Bellwoods$10,598/mo
$127,176Gross annual rent
3.5%Cap rate after taxes and upkeep
$8,282 to $11,876Typical rent range
~64 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Trinity-Bellwoods signed at a median of $11,806 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $10,598. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $7,375− Insurance $1,400− Vacancy & upkeep $13,989Net operating income $104,412

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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