5202-311 Bay Street, Toronto, ON
Bay Street Corridor, Toronto · MLS® C13528370
About this home
Experience unparalleled luxury at The St. Regis Residences in this spectacular 2,264 SQFT executive suite featuring 2 spacious bedrooms and 3 elegant bathrooms. This exceptional residence showcases impeccable craftsmanship, soaring 10.5-foot coffered ceilings, expansive principal rooms, and timeless finishes throughout, providing the perfect canvas to create your own sophisticated living space. Furnishing is available at an additional monthly cost. Situated at one of Toronto's most prestigious addresses, this remarkable home is ideally located in the heart of the Financial District, just moments from world-class dining, luxury shopping, the Entertainment District, renowned theatres, the Scotiabank Arena, and the Rogers Centre. With convenient access to public transit, the very best of downtown Toronto is right at your doorstep. Residents enjoy the privacy of direct elevator access, 24-hour white-glove concierge service, and access to the exceptional five-star hotel amenities, including the fitness centre, indoor pool, and spa facilities. Spa treatments and other services are available for an additional fee. A rare opportunity to lease one of Toronto's finest luxury residences, offering an unparalleled lifestyle in the heart of downtown Toronto.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13528370
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 2250-2499
- Cross streets
- Bay & Adelaide
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Exposure
- North East
- Days on market
- 12
- Listing brokerage
- RD&CO. REALTY INC
Rooms
marble floor · coffered ceiling(s) · pot lights
hardwood floor · large closet · 3 pc ensuite
hardwood floor · walk-in closet(s) · 6 pc ensuite
hardwood floor · combined w/living · coffered ceiling(s)
hardwood floor · coffered ceiling(s) · east view
hardwood floor · b/i appliances · centre island
hardwood floor · large window · east view
Listed at $12,000/mo, this rental is tracking about 12% above a wider set of rentals, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 93 similar rentals nearby, adjusted for size, beds, and baths.Median of 93 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3,800/mo
- Size difference +$5,595/mo
- Bathrooms +$100/mo
- Adjusts to $9,495/mo
That comparable adjusts to $9,495/mo; the $10,669/mo estimate above is the median of all 93 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $10,669/mo, median of 93 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Elevator: rare and valuable for accessibility and resale.
- Weigh carefully
- Worth verifying
- Lifestyle
Not enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Bay Street Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $9,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $51
- Property tax
- $8
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $59
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $60
- Toronto municipal land transfer tax
- $60
- Estimated closing costs
- $120
Plus your down payment of $2,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $3,074
- Principal paid down
- $1,223
- Interest paid
- $1,851
- Balance remaining
- $8,377
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RD&CO. REALTY INC. MLS®/PropTx.