3102-1315 Bay Street, Toronto, ON

Annex, Toronto · MLS® C13528862

$1,800,000
For Sale
Listed 16 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to 50 Scollard - Yorkville's most anticipated address. Located at Bay & Scollard, this residence sits in a 41-storey tower of just 127 suites, designed by Pritzker Prize-winning architect Norman Foster, with interiors by acclaimed designer Alessandro Munge. Enjoy 10'2" ceilings, wide-plank hardwood, Dada kitchens with custom cabinetry, quartzite counters & Gaggenau appliances. Floor-to-ceiling glazing frames sweeping skyline views. Amenities include 24hr concierge & valet, porte-cochere, indoor/outdoor pool, fitness centre, yoga studio, sauna, private dining room & wine room. Steps to Holt Renfrew, Four Seasons & Yorkville's top dining. The epitome of luxury living, in the heart of the city.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13528862
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
700-799
Cross streets
Bay & Yorkville
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$800/mo
Exposure
West
Days on market
16
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

KitchenFlat3.22 × 3.35 m

stone counters · hardwood floor · b/i appliances

BedroomFlat3.60 × 3.05 m

window · hardwood floor · large closet

Living RoomFlat4.77 × 2.84 m

window · hardwood floor · west view

Dining RoomFlat3.22 × 3.35 m

combined w/kitchen · hardwood floor · open concept

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$984kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3105-200 bloor Street$1.05M2002-8 Cumberland Street$929k3302-1 Yorkville Avenue$1.05M1405-200 Bloor Street$990k1601-200 Bloor Street$899k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.80MThis home1.05M929k1.05M990k899kThis home vs active comparables
Live market pulseActive comparables in Annex · median list $810K
$2,402this home / sqft
44active listings nearby
16days on market
100sold nearby · 90 days
$630Kmedian sold price
95%of asking, on average

15 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C1
$593K
Waterfront Communities C8
$700K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$8,204/mo
$369KIncome needed
4.9×Price ÷ income
$1,893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $8,204Property tax $1,125Condo fee $800Total carry $10,129

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,684per month

Mortgage amount $1,440,000 · 4.14% over 25 years

$360,000Down payment (20.0%)
$1,440,000Loan before insurance
$0CMHC premium
$9,609Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,684
Property tax
$1,125
Condo / maintenance fees
$800
Heating
$0
Estimated monthly cost
$9,609

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,475
Toronto municipal land transfer tax
$32,475
Estimated closing costs
$64,950

Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$865,312Total interest paid
$2,305,312Total of all payments
Principal $1,440,000 Interest $865,312
YearPrincipalInterestBalance
1$33,734$58,478$1,406,266
2$35,145$57,067$1,371,120
3$36,615$55,597$1,334,505
4$38,147$54,066$1,296,358
5$39,743$52,470$1,256,616
6$41,405$50,808$1,215,211
7$43,137$49,076$1,172,074
8$44,941$47,271$1,127,133
9$46,821$45,391$1,080,312
10$48,779$43,433$1,031,532
11$50,820$41,393$980,712
12$52,946$39,267$927,767
13$55,160$37,052$872,607
14$57,467$34,745$815,139
15$59,871$32,341$755,268
16$62,376$29,837$692,893
17$64,985$27,228$627,908
18$67,703$24,510$560,205
19$70,535$21,678$489,670
20$73,485$18,727$416,185
21$76,559$15,654$339,627
22$79,761$12,451$259,865
23$83,097$9,115$176,768
24$86,573$5,639$90,195
25$90,195$2,018$0

At the end of your 5-year term

Total paid over the term
$461,062
Principal paid down
$183,384
Interest paid
$277,678
Balance remaining
$1,256,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
0.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $12,600− Condo fees $9,596− Insurance $600− Vacancy & upkeep $3,168Net operating income $2,836

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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