435-60 St Patrick Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13529700
About this home
Client RemarksVillage by the Grange lies in the heart of one of Toronto's hippest communities. Built in 1978, this mixed-use development is composed of seven buildings that house residences, retail shops and restaurants.Spacious balcony. Interior of building has a beautifully landscaped courtyard, with options for gardening plots available. It is just a short walk to the Art Gallery of Ontario or AGO, the charming Grange Park, quaint Baldwin Street, vibrant Queen Street West, Chinatown, and many other famed Toronto destinations and landmarks.Absolutely Fab Chic Urban Retreat. Renovated With Flair And Style With Strict Attention To Detail And Design. This Sweet Space Offers Resort Like Living In The Heart Of The City. Serenity And Style At Every Turn, Nothing To Do But Move In And Discover What This Fantastic Complex Has To Offer. Not To Be Missed. This Unit Is Truly Move In Ready, Clean And Serene. Completely Renovated With Your Unparalleled Style In Mind.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13529700
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Queen/University
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $694/mo
- Exposure
- East
- Property tax
- $1,893 / 2025
- Days on market
- 12
- Listing brokerage
- EXP REALTY
Rooms
overlook patio · hardwood floor · closet
hardwood floor · combined w/living · w/o to balcony
breakfast bar · modern kitchen · open concept
hardwood floor · combined w/dining · w/o to balcony
linen closet · hardwood floor
Listed at $394,900, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $311K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $360K
- Adjusts to $360K
That comparable adjusts to $360K; the $435K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $435K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 29% below the area average of $1,009/sqft.
11 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $315,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,686
- Property tax
- $158
- Condo / maintenance fees
- $694
- Heating
- $0
- Estimated monthly cost
- $2,538
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,399
- Toronto municipal land transfer tax
- $4,399
- Estimated closing costs
- $8,797
Plus your down payment of $78,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $101,152
- Principal paid down
- $40,232
- Interest paid
- $60,919
- Balance remaining
- $275,688
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.