3505-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13529960

$890,000
For Sale
Listed 16 days ago
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2Bedrooms
2Bathrooms
0Parking
700-799Sq Ft

About this home

Bright and spacious 2 bed 2 bath South facing 2-bedroom suite at the award-winning 55C Bloor Yorkville Residence. Thoughtfully designed with a functional open-concept layout, 9' ceilings, unobstructed South facing city line and lakeview, floor-to-ceiling windows, and a large balcony. Loads of natural morning sunlight. Premium finishes throughout include imported Italian kitchen cabinetry with integrated storage solutions and soft-close drawers/cabinets, porcelain tile countertop and full-height backsplash, plus a premium Panasonic built-in appliance package with integrated refrigerator, dishwasher, oven, microwave, and induction cooktop. The kitchen is enhanced with Millwork bench seating, pantry and dining table for added functionality. The bathrooms include Spa-inspired details include custom Italian vanity cabinetry, illuminated mirror, glass-enclosed shower and tub with rain head, handheld spray, and tiled niche. Exceptional amenities include a 9th-floor fitness centre with cardio, weights, training area, yoga studio, co-working and lounge spaces, wraparound outdoor terrace with BBQS, dining and lounge seating, plus the stunning rooftop C Lounge with double-height entertaining space, caterer's kitchen, and breathtaking city and lake views. Guest suite available for overnight visitors. Renderings from the builder. Ideally located in the heart of Yorkville, steps to TTC, luxury shopping, restaurants, universities, and more.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13529960
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Bloor/Yonge
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$635/mo
Exposure
South
Property tax
$5,335 / 2025
Days on market
16
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

KitchenFlat3.05 × 7.92 m

laminate · stainless steel appl · stone counters

Living RoomFlat3.05 × 7.92 m

laminate · combined w/kitchen · juliette balcony

Bedroom 2Flat3.15 × 2.98 m

laminate · closet · sliding doors

Primary BedroomFlat4.05 × 2.96 m

laminate · closet · 5 pc bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$803kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6010-1 Bloor Street$949k3004-50 Wellesley Street$799k302-50 Wellesley Street$758k1506-50 Wellesley Street$750k5007-89 Church Street$758k

The 5 closest of 8 active listings nearby.

See all comparable homes
890kThis home949k799k758k750k758kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$1,187this home / sqft
68active listings nearby
16days on market
100sold nearby · 90 days
$623Kmedian sold price
96%of asking, on average

This home lists 32% above the area average of $896/sqft.

15 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$4,056/mo
$184KIncome needed
4.8×Price ÷ income
$936Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,056Property tax $445Condo fee $635Total carry $5,136

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,799per month

Mortgage amount $712,000 · 4.14% over 25 years

$178,000Down payment (20.0%)
$712,000Loan before insurance
$0CMHC premium
$4,879Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,799
Property tax
$445
Condo / maintenance fees
$635
Heating
$0
Estimated monthly cost
$4,879

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,275
Toronto municipal land transfer tax
$14,275
Estimated closing costs
$28,550

Plus your down payment of $178,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,615/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$427,849Total interest paid
$1,139,849Total of all payments
Principal $712,000 Interest $427,849
YearPrincipalInterestBalance
1$16,680$28,914$695,320
2$17,377$28,217$677,943
3$18,104$27,490$659,839
4$18,862$26,732$640,977
5$19,650$25,943$621,327
6$20,472$25,122$600,854
7$21,329$24,265$579,525
8$22,221$23,373$557,305
9$23,150$22,444$534,154
10$24,119$21,475$510,035
11$25,128$20,466$484,908
12$26,179$19,415$458,729
13$27,274$18,320$431,456
14$28,414$17,180$403,041
15$29,603$15,991$373,438
16$30,841$14,753$342,597
17$32,131$13,463$310,466
18$33,475$12,119$276,990
19$34,875$10,718$242,115
20$36,334$9,260$205,781
21$37,854$7,740$167,926
22$39,437$6,156$128,489
23$41,087$4,507$87,402
24$42,806$2,788$44,596
25$44,596$998$0

At the end of your 5-year term

Total paid over the term
$227,970
Principal paid down
$90,673
Interest paid
$137,296
Balance remaining
$621,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,335− Condo fees $7,620− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,077

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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