2911-45 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13530244

$549,900
For Sale
Listed 16 days ago
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2Bedrooms
2Bathrooms
0Parking
500-599Sq Ft

About this home

Live the Yorkville Lifestyle at Chaz Yorkville Condos! Welcome to Chaz Yorkville, a premier residence in one of Toronto's most prestigious downtown communities. This luxurious suite combines modern design, smart layout, and the ultimate convenience of living steps from everything Yorkville and Bloor have to offer. Inside, you'll find a bright open-concept living space with floor-to-ceiling windows that drench the unit in natural light. The sleek modern kitchen flows seamlessly into the dining and living area, perfect for both everyday living and entertaining. Step out onto your oversized private balcony (123 sq ft) - a rare feature in downtown condos - where you can relax, unwind, and take in the elegant east-facing views. The bedroom retreat features a spa-inspired ensuite bath with a deep soaker tub, while an additional 2-piece bath adds extra convenience for guests. Quality finishes, thoughtful design, and a spacious layout make this unit feel both stylish and functional. Living at Chaz Yorkville means more than just a home - it's a lifestyle. You're surrounded by world-class shopping, dining, cultural attractions, the subway, U of T, and the financial district, all within walking distance. The building itself offers a full range of premium amenities, from fitness centre and business lounge to party spaces and rooftop terraces with panoramic views. Whether you're a young professional, investor, or downsizer looking for the perfect city address, this suite delivers unbeatable value in today's market. Don't miss your chance to own in one of Toronto's most sought-after neighborhoods'. Pictures taken while unit was occupied by owner.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13530244
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
500-599
Cross streets
Yonge and Bloor
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete Poured, Brick
Foundation
Concrete
Maintenance
$480/mo
Exposure
East
Property tax
$3,330 / 2026
Days on market
16
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Powder RoomFlat1.63 × 1.60 m

2 pc bath · tile floor

BathroomFlat2.74 × 1.65 m

4 pc ensuite · tile floor

Primary BedroomFlat3.23 × 3.05 m

walk-in closet(s) · window floor to ceiling · east view

DenFlat3.00 × 1.83 m

Hardwood Floor

Living RoomFlat5.54 × 4.14 m

combined w/dining · hardwood floor · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$504Kest. value

Listed at $549,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 96% of asking and homes sell in about 32 days.

Based on 53 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 53 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $554K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Bedrooms +$16K
  • Bathrooms +$8K
  • Adjusts to $544K

That comparable adjusts to $544K; the $504K estimate above is the median of all 53 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$466KGreat deal$590KOverpriced

Total price vs nearby homes. Fair value about $504K, median of 53 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$549kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2303-65 Mutual Street$528k512-159 Dundas Street$539k3204-47 Mutual Street$580k2408-100 Dalhousie Street$500k3103-47 Mutual Street$600k

The 5 closest of 8 active listings nearby.

See all comparable homes
550kThis home528k539k580k500k600kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $555K
$1,001this home / sqft
55active listings nearby
16days on market
100sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average

This home lists 11% above the area average of $903/sqft.

15 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$2,506/mo
$117KIncome needed
4.7×Price ÷ income
$578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,506Property tax $278Condo fee $480Total carry $3,264

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,348per month

Mortgage amount $439,920 · 4.14% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$3,105Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,348
Property tax
$278
Condo / maintenance fees
$480
Heating
$0
Estimated monthly cost
$3,105

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Toronto municipal land transfer tax
$7,473
Estimated closing costs
$14,946

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,851/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$264,353Total interest paid
$704,273Total of all payments
Principal $439,920 Interest $264,353
YearPrincipalInterestBalance
1$10,306$17,865$429,614
2$10,737$17,434$418,877
3$11,186$16,985$407,691
4$11,654$16,517$396,037
5$12,141$16,030$383,896
6$12,649$15,522$371,247
7$13,178$14,993$358,069
8$13,730$14,441$344,339
9$14,304$13,867$330,035
10$14,902$13,269$315,133
11$15,525$12,645$299,608
12$16,175$11,996$283,433
13$16,851$11,319$266,581
14$17,556$10,615$249,025
15$18,291$9,880$230,734
16$19,056$9,115$211,679
17$19,853$8,318$191,826
18$20,683$7,488$171,143
19$21,548$6,623$149,594
20$22,450$5,721$127,145
21$23,389$4,782$103,756
22$24,367$3,804$79,389
23$25,386$2,785$54,003
24$26,448$1,723$27,554
25$27,554$616$0

At the end of your 5-year term

Total paid over the term
$140,855
Principal paid down
$56,024
Interest paid
$84,831
Balance remaining
$383,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $3,330− Condo fees $5,758− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,468

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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