4502-17 Bathurst Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13530272

$928,000
For Sale
Listed 16 days ago
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4Bedrooms
2Bathrooms
2Garage
900-999Sq Ft

About this home

Experience luxury downtown living in one of Toronto's premier waterfront residences. This bright and spacious 3-bedroom suite features floor-to-ceiling windows, an open-concept layout, and a modern kitchen with premium appliances, perfect for everyday living and entertaining.Enjoy direct access to an 87,000 sq. ft. retail destination featuring Loblaws, LCBO, Shoppers Drug Mart, Joe Fresh, cafés, and more. Steps to the waterfront, The Well, Financial District, TTC, Union Station, world-class dining, shopping, and entertainment. Located within the catchment of Harbord Collegiate Institute, making this an exceptional opportunity for families and professionals alike.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13530272
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
900-999
Cross streets
Bathurst / Lakeshore
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$800/mo
Exposure
South
Property tax
$6,780 / 2025
Days on market
16
Listing brokerage
FINE HOMES REALESTATE INC.
Moe’s TakeTeam Asgarian · Broker
In line
$830Kest. value

Listed at $928,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 37 days.

Based on 85 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 85 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.31M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.10M
  • Bedrooms +$25K
  • Adjusts to $1.12M

That comparable adjusts to $1.12M; the $830K estimate above is the median of all 85 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is The Waterfront School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$784KGreat deal$959KOverpriced

Total price vs nearby homes. Fair value about $830K, median of 85 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$846kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1708-3 Navy Wharf Court$885k606-478 King Street$850k1105-361 Front Street$899k503-90 Queens Wharf Road$808k326-361 Front Street$789k

The 5 closest of 7 active listings nearby.

See all comparable homes
928kThis home885k850k899k808k789kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $885K
$977this home / sqft
10active listings nearby
16days on market
100sold nearby · 90 days
$863Kmedian sold price
97%of asking, on average

This home lists 3% below the area average of $1,003/sqft.

15 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Church-Yonge Corridor
$561K
Moss Park
$519K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$4,230/mo
$199KIncome needed
4.7×Price ÷ income
$976Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $4,230Property tax $565Condo fee $800Total carry $5,595

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,962per month

Mortgage amount $742,400 · 4.14% over 25 years

$185,600Down payment (20.0%)
$742,400Loan before insurance
$0CMHC premium
$5,327Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,962
Property tax
$565
Condo / maintenance fees
$800
Heating
$0
Estimated monthly cost
$5,327

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,035
Toronto municipal land transfer tax
$15,035
Estimated closing costs
$30,070

Plus your down payment of $185,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,812/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$446,117Total interest paid
$1,188,517Total of all payments
Principal $742,400 Interest $446,117
YearPrincipalInterestBalance
1$17,392$30,149$725,008
2$18,119$29,421$706,889
3$18,877$28,663$688,012
4$19,667$27,874$668,345
5$20,489$27,051$647,855
6$21,347$26,194$626,509
7$22,239$25,301$604,269
8$23,170$24,371$581,100
9$24,139$23,402$556,961
10$25,149$22,392$531,812
11$26,200$21,340$505,612
12$27,296$20,244$478,315
13$28,438$19,103$449,877
14$29,628$17,913$420,250
15$30,867$16,674$389,383
16$32,158$15,383$357,225
17$33,503$14,037$323,721
18$34,905$12,636$288,817
19$36,365$11,176$252,452
20$37,886$9,655$214,567
21$39,470$8,070$175,096
22$41,121$6,419$133,975
23$42,841$4,699$91,134
24$44,633$2,907$46,500
25$46,500$1,040$0

At the end of your 5-year term

Total paid over the term
$237,703
Principal paid down
$94,545
Interest paid
$143,159
Balance remaining
$647,855

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $6,780− Condo fees $9,600− Insurance $600− Vacancy & upkeep $4,026Net operating income $15,594

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FINE HOMES REALESTATE INC.. MLS®/PropTx.

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