29 Highbourne Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13530282

$2,490,000
For Sale
Listed 11 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Hidden in one of Toronto's most prestigious residential neighbourhoods, located at Midtown Toronto. located in between Bathurst and Oriole Parkway. Walk distance to many private school such as BSS and UCC.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
C13530282
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
37.17 × 96 ft
Cross streets
Ave & Eglinton
Parking
1 garage · 2 parking (attached)
Driveway
Available
Basement
Finished
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,076 / 2026
Days on market
11
Listing brokerage
JDL REALTY INC.

Rooms

OfficeSecond3.60 × 2.40 m
BedroomSecond4.70 × 2.40 m
Family RoomGround4.74 × 2.40 m
KitchenGround4.74 × 2.40 m
LaundryBasement4.70 × 3.60 m
Dining RoomGround3.53 × 3.45 m
Living RoomGround6.00 × 3.05 m
BedroomBasement5.70 × 3.60 m
Bedroom 2Second4.70 × 2.40 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Oriole Pkwy at Chaplin Cres South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby · asking prices
$1.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

134 Morningside Avenue$2.30M99 Foch Avenue$998k73 St Andrews Boulevard$1.70M247 Gainsborough Road$989k27 Sunray Crescent$899k

The 5 closest active listings nearby.

See all comparable homes
2.49MThis home2.30M998k1.70M989k899kThis home vs active comparables
Live market pulseActive comparables in Yonge-St. Clair · median list $4.89M
$1,915this home / sqft
5active listings nearby
11days on market

This home lists 36% above the area average of $1,406/sqft.

10 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Oriole Pkwy at Chaplin Cres South Side, about 71 m away

20+ transit stops11 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayHigher-rated than most nearby · 84% meet the provincial standard

Affordability & Mortgage

Affordability
$11,349/mo
$455KIncome needed
5.5×Price ÷ income
$2,619Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $11,349Property tax $673Total carry $12,022

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,630per month

Mortgage amount $1,992,000 · 4.14% over 25 years

$498,000Down payment (20.0%)
$1,992,000Loan before insurance
$0CMHC premium
$11,303Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,630
Property tax
$673
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,303

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,725
Toronto municipal land transfer tax
$48,725
Estimated closing costs
$97,450

Plus your down payment of $498,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,911/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,197,015Total interest paid
$3,189,015Total of all payments
Principal $1,992,000 Interest $1,197,015
YearPrincipalInterestBalance
1$46,666$80,895$1,945,334
2$48,618$78,943$1,896,717
3$50,651$76,909$1,846,065
4$52,770$74,791$1,793,296
5$54,977$72,583$1,738,318
6$57,277$70,284$1,681,042
7$59,673$67,888$1,621,369
8$62,169$65,392$1,559,200
9$64,769$62,792$1,494,431
10$67,478$60,082$1,426,953
11$70,301$57,260$1,356,652
12$73,241$54,319$1,283,411
13$76,305$51,256$1,207,106
14$79,497$48,064$1,127,609
15$82,822$44,739$1,044,788
16$86,286$41,274$958,501
17$89,895$37,665$868,606
18$93,656$33,905$774,951
19$97,573$29,988$677,377
20$101,654$25,906$575,723
21$105,906$21,654$469,817
22$110,336$17,224$359,480
23$114,952$12,609$244,529
24$119,760$7,801$124,769
25$124,769$2,791$0

At the end of your 5-year term

Total paid over the term
$637,803
Principal paid down
$253,682
Interest paid
$384,121
Balance remaining
$1,738,318

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.1%
Gross yield
− Property tax $8,076− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,088

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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