4908-319 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13532226

$560,000
For Sale
Listed 15 days ago
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2Bedrooms
2Bathrooms
0Parking
600-699Sq Ft

About this home

Experience modern city living in this brand-new 610 sq ft 2-bedroom unit at Prime Condos! Conveniently located in downtown Toronto between College and Dundas subway station, this stylish condo is just steps from Toronto Metropolitan University, Loblaws, Eaton Centre, and all the city has to offer! Premium finishes with a functional layout and plenty of natural light, this unit is ideal for students, young professionals, or savvy investors. Enjoy top-notch amenities in a vibrant urban setting including a 6500 sq ft premier fitness club open 24 hours a day and 4000 sq ft of co-working space. A fantastic opportunity to own a home in one of Toronto's most sought-after locations! Don't miss it! Parking available at an additional cost!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13532226
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Jarvis St / Gerrard St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$524/mo
Exposure
North
Days on market
15
Listing brokerage
UNION CAPITAL REALTY

Rooms

Living RoomFlat6.30 × 2.57 m

north view · combined w/dining

KitchenFlat6.30 × 2.57 m

galley kitchen · b/i appliances · combined w/dining

Bedroom 2Flat2.49 × 2.57 m

Closet

Dining RoomFlat6.30 × 2.57 m

open concept · combined w/kitchen

Primary BedroomFlat2.64 × 3.12 m

north view · closet

Moe’s TakeTeam Asgarian · Broker
In line
$568Kest. value

Listed at $560,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 76 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 76 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $531K
  • Bathrooms +$9K
  • Adjusts to $540K

That comparable adjusts to $540K; the $568K estimate above is the median of all 76 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$519KGreat deal$647KOverpriced

Total price vs nearby homes. Fair value about $568K, median of 76 comparables.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$562kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2515-319 Jarvis Street$560k2811-70 Princess Street$550k713-105 George Street$549k824-28 Eastern Avenue$574k614-230 King Street$579k

The 5 closest of 8 active listings nearby.

See all comparable homes
560kThis home560k550k549k574k579kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $550K
$862this home / sqft
62active listings nearby
15days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 5% below the area average of $908/sqft.

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,552/mo
$122KIncome needed
4.6×Price ÷ income
$589Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,552Property tax $350Condo fee $524Total carry $3,426

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,391per month

Mortgage amount $448,000 · 4.14% over 25 years

$112,000Down payment (20.0%)
$448,000Loan before insurance
$0CMHC premium
$3,265Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,391
Property tax
$350
Condo / maintenance fees
$524
Heating
$0
Estimated monthly cost
$3,265

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,675
Toronto municipal land transfer tax
$7,675
Estimated closing costs
$15,350

Plus your down payment of $112,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,208Total interest paid
$717,208Total of all payments
Principal $448,000 Interest $269,208
YearPrincipalInterestBalance
1$10,495$18,193$437,505
2$10,934$17,754$426,571
3$11,391$17,297$415,179
4$11,868$16,820$403,311
5$12,364$16,324$390,947
6$12,882$15,807$378,066
7$13,420$15,268$364,645
8$13,982$14,707$350,664
9$14,567$14,122$336,097
10$15,176$13,513$320,921
11$15,811$12,878$305,111
12$16,472$12,216$288,639
13$17,161$11,527$271,478
14$17,879$10,810$253,599
15$18,627$10,062$234,972
16$19,406$9,283$215,567
17$20,217$8,471$195,349
18$21,063$7,625$174,286
19$21,944$6,744$152,342
20$22,862$5,826$129,480
21$23,818$4,870$105,662
22$24,815$3,874$80,847
23$25,853$2,836$54,994
24$26,934$1,754$28,061
25$28,061$628$0

At the end of your 5-year term

Total paid over the term
$143,442
Principal paid down
$57,053
Interest paid
$86,389
Balance remaining
$390,947

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $3,920− Condo fees $6,287− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,087

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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