1709-14 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13533146

$490,000
For Sale
Listed 11 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Experience downtown Toronto living at its finest in this highly sought-after building with direct access to the PATH, offering unmatched convenience year-round. Ideally located just steps from the waterfront, Scotiabank Arena, Rogers Centre, Ripley's Aquarium of Canada, and the CN Tower. Enjoy an exceptional urban lifestyle with Longo's, cafés, restaurants, shopping, and public transit all within walking distance. Residents benefit from 24-hour concierge service and premium amenities, including an indoor swimming pool, fully equipped fitness centre, sauna, steam room, party room, and meeting facilities. A perfect opportunity for professionals, investors, or anyone looking to enjoy the best of downtown living.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13533146
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
York/Bremner
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Maintenance
$440/mo
Exposure
North
Property tax
$2,979 / 2025
Days on market
11
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomFlat4.99 × 3.18 m

laminate · combined w/kitchen

DenFlat2.87 × 2.56 m

Laminate

Living RoomFlat4.99 × 3.18 m

laminate · combined w/dining · window floor to ceiling

Primary BedroomFlat3.16 × 2.73 m

laminate · mirrored closet · large window

KitchenFlat3.06 × 2.19 m

laminate · granite counters · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
In the wider range
$520Kest. value

Listed at $490,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 99 similar homes nearby, adjusted for size, beds, and baths.Median of 99 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $561K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $545K
  • Bedrooms +$30K
  • Adjusts to $575K

That comparable adjusts to $575K; the $520K estimate above is the median of all 99 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Toronto (Harbourfront) is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$462KGreat deal$598KOverpriced

Total price vs nearby homes. Fair value about $520K, median of 99 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$514kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1806-19 Bathurst Street$495k329-250 Wellington Street$500k902-20 Blue Jays Way$500k1901-8 Mercer Street$559k551-10 Capreol Court$518k

The 5 closest of 8 active listings nearby.

See all comparable homes
490kThis home495k500k500k559k518kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $610K
$892this home / sqft
100active listings nearby
11days on market

This home lists 14% below the area average of $1,041/sqft.

10 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Toronto (Harbourfront), about 186 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$644K
Annex
$929K
Mimico
$872K
Banbury-Don Mills
$500K
Willowdale East
$488K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,233/mo
$105KIncome needed
4.7×Price ÷ income
$515Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,233Property tax $248Condo fee $440Total carry $2,921

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,092per month

Mortgage amount $392,000 · 4.14% over 25 years

$98,000Down payment (20.0%)
$392,000Loan before insurance
$0CMHC premium
$2,780Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,092
Property tax
$248
Condo / maintenance fees
$440
Heating
$0
Estimated monthly cost
$2,780

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,275
Toronto municipal land transfer tax
$6,275
Estimated closing costs
$12,550

Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,541/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$235,557Total interest paid
$627,557Total of all payments
Principal $392,000 Interest $235,557
YearPrincipalInterestBalance
1$9,183$15,919$382,817
2$9,567$15,535$373,249
3$9,968$15,135$363,282
4$10,384$14,718$352,898
5$10,819$14,283$342,079
6$11,271$13,831$330,807
7$11,743$13,359$319,065
8$12,234$12,868$306,831
9$12,746$12,357$294,085
10$13,279$11,823$280,806
11$13,834$11,268$266,972
12$14,413$10,689$252,559
13$15,016$10,086$237,543
14$15,644$9,458$221,899
15$16,298$8,804$205,601
16$16,980$8,122$188,621
17$17,690$7,412$170,931
18$18,430$6,672$152,500
19$19,201$5,901$133,299
20$20,004$5,098$113,295
21$20,841$4,261$92,454
22$21,713$3,390$70,741
23$22,621$2,481$48,120
24$23,567$1,535$24,553
25$24,553$549$0

At the end of your 5-year term

Total paid over the term
$125,511
Principal paid down
$49,921
Interest paid
$75,590
Balance remaining
$342,079

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,979− Condo fees $5,280− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,297

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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