1306-130 River Street, Toronto, ON

Regent Park, Toronto · MLS® C13534498

$369,900
For Sale
Listed 10 days ago
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1Bedrooms
2Bathrooms
1Garage
0-499Sq Ft

About this home

Welcome to this rare studio suite offering an exceptional combination of functionality and convenience, complete with one underground parking space and two storage lockers. Designed with modern urban living in mind, the open-concept layout maximizes every square foot while creating a bright and comfortable living space. Floor-to-ceiling windows fill the suite with natural light, and a spacious private balcony showcases beautiful southwest views of the city skyline.The contemporary kitchen features sleek built-in appliances, modern cabinetry, and an efficient layout that flows seamlessly into the living area. Laminate flooring extends throughout, creating a clean and cohesive design ideal for first-time buyers, professionals, or investors.Residents enjoy access to an impressive selection of amenities including a concierge, fitness centre, party room, co-working patio, children's play area, and more. Conveniently located close to transit, major highways, restaurants, cafés, shopping, and everyday essentials, this is a rare opportunity to own a well-appointed studio in one of Toronto's rapidly growing neighbourhoods with the added value of parking and two lockers.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13534498
Bedrooms
1
Bathrooms
2 (2 half)
Size
0-499
Cross streets
Dundas And River
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$376/mo
Exposure
South West
Property tax
$2,241 / 2026
Days on market
10
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

BedroomMain2.80 × 2.30 m

open concept · laminate

Powder RoomMain0.00 × 0.00 m

2 Pc Bath

KitchenMain3.30 × 3.00 m

open concept · combined w/living · b/i appliances

Dining RoomMain3.30 × 3.00 m

open concept · sw view · combined w/living

Living RoomMain3.30 × 3.00 m

open concept · combined w/kitchen · sw view

BathroomMain0.00 × 0.00 m

2 pc bath · separate shower

Moe’s TakeTeam Asgarian · Broker
Below comparables
$454Kest. value

Listed at $369,900, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $484K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $315K
  • Bathrooms +$15K
  • Adjusts to $330K

That comparable adjusts to $330K; the $454K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St East at River St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$370KGreat deal$464KOverpriced

Total price vs nearby homes. Fair value about $454K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Regent Park · asking prices
$393kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

417-170 Sumach Street$349k2005-20 Tubman Avenue$424k343-30 Dreamers Way$315k504-260 Sackville Street$439k1805-20 Tubman Avenue$439k

The 5 closest of 8 active listings nearby.

See all comparable homes
370kThis home349k424k315k439k439kThis home vs active comparables
Live market pulseActive comparables in Regent Park · median list $439K
$1,483this home / sqft
8active listings nearby
10days on market

This home lists 11% below the area average of $1,673/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Regent Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St East at River St, about 39 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$577K
Waterfront Communities C8
$1.19M
Annex
$1.57M
Waterfront Communities C1
$672K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$1,686/mo
$81KIncome needed
4.6×Price ÷ income
$389Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $1,686Property tax $187Condo fee $376Total carry $2,248

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,579per month

Mortgage amount $295,920 · 4.14% over 25 years

$73,980Down payment (20.0%)
$295,920Loan before insurance
$0CMHC premium
$2,142Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,579
Property tax
$187
Condo / maintenance fees
$376
Heating
$0
Estimated monthly cost
$2,142

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,024
Toronto municipal land transfer tax
$4,024
Estimated closing costs
$8,047

Plus your down payment of $73,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,918/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,822Total interest paid
$473,742Total of all payments
Principal $295,920 Interest $177,822
YearPrincipalInterestBalance
1$6,932$12,017$288,988
2$7,222$11,727$281,765
3$7,524$11,425$274,241
4$7,839$11,110$266,402
5$8,167$10,783$258,235
6$8,509$10,441$249,726
7$8,865$10,085$240,861
8$9,235$9,714$231,626
9$9,622$9,328$222,004
10$10,024$8,925$211,980
11$10,443$8,506$201,536
12$10,880$8,069$190,656
13$11,335$7,614$179,321
14$11,810$7,140$167,511
15$12,304$6,646$155,208
16$12,818$6,131$142,389
17$13,354$5,595$129,035
18$13,913$5,037$115,122
19$14,495$4,455$100,627
20$15,101$3,848$85,526
21$15,733$3,217$69,793
22$16,391$2,559$53,402
23$17,077$1,873$36,326
24$17,791$1,159$18,535
25$18,535$415$0

At the end of your 5-year term

Total paid over the term
$94,748
Principal paid down
$37,685
Interest paid
$57,063
Balance remaining
$258,235

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $2,241− Condo fees $4,510− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,213

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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