20-120 Vaughan Road, Toronto, ON
Humewood-Cedarvale, Toronto · MLS® C13534846
About this home
Welcome to this beautifully renovated third-floor bachelor suite in a charming boutique low-rise building in the heart of Midtown Toronto. Offering approximately 462 sq. ft. of bright, thoughtfully designed living space, this spacious studio combines modern finishes with timeless character. The open-concept layout provides ample room for comfortable living, dining and sleeping areas, while oversized windows fill the space with natural light. Contemporary wide-plank flooring, pot lights throughout, a sleek white kitchen with quartz countertops, stainless steel appliances, subway tile backsplash and generous cabinetry create a fresh, move-in-ready home. The stylish bathroom features a glass-enclosed walk-in shower and modern finishes, while multiple closets provide exceptional storage rarely found in a bachelor suite. Situated in a well-maintained boutique low-rise building, this suite is ideal for professionals, graduate students or anyone looking to enjoy a vibrant Midtown lifestyle. Residents have access to convenient on-site laundry facilities, with machines operated through an easy-to-use mobile app on a pay-per-use basis. Permit street parking is available through the City of Toronto for eligible residents. Perfectly positioned in the sought-after Humewood-Cedarvale neighbourhood, you'll be just minutes from the vibrant shops, cafés, restaurants and grocery stores along St. Clair West. Enjoy weekends exploring Cedarvale Park, the Cedarvale Ravine trails and Artscape Wychwood Barns, or take advantage of nearby fitness studios, bakeries and neighbourhood amenities. Excellent TTC access, including St. Clair West Subway Station and multiple streetcar and bus routes, makes commuting downtown or across the city quick and convenient. Offering the perfect combination of space, style and location, this beautifully updated bachelor suite is an outstanding opportunity to enjoy comfortable, low-maintenance living in one of Toronto's most desirable neighbourhoods.
Key facts
- Property type
- Other, Apartment
- MLS®
- C13534846
- Bathrooms
- 1
- Size
- 700 sq ft
- Cross streets
- Bathurst Street & St Clair Avenue West
- Parking
- 0 parking
- Driveway
- Street Only
- Basement
- None
- Heating
- Radiant
- A/C
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Days on market
- 15
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesOn the market now.
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Humewood-Cedarvale, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,276 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7
- Property tax
- $1
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8
- Toronto municipal land transfer tax
- $8
- Estimated closing costs
- $16
Plus your down payment of $319. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409
- Principal paid down
- $162
- Interest paid
- $246
- Balance remaining
- $1,114
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.