N515-455 Front Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13535192

$374,800
For Sale
Listed 10 days ago
1Bathrooms
0Parking
0-499Sq Ft

About this home

For the Young & the Restless. Some spaces you tour. This one you fall for. And if you're the betting type, our money says the search ends right here, at Suite N-515. This isn't a shoebox with delusions of grandeur. She knows exactly what she is, and she owns it. No filter. No AI. Just exactly as advertised. This gem is the real thing: 9+ foot ceilings, engineered hardwood, floor-to-ceiling windows, coffee coloured walls and wallpapered accents. Studio energy, condo convenience, zero compromise. At 405 sq.ft, this floor plan has no business working this well. And yet? A proper living area. Space for a desk (yes, actually). Sleeping quarters that make sense. And a kitchen that lives on its own, away from your bed, which anyone who has ever owned a studio will tell you is the whole ballgame. That kitchen, by the way, is showing off: light cabinetry, green tiled backsplash, stone counters, and open shelving begging to be styled. The bathroom keeps pace with a large vanity, considered finishes, and the kind of warmth that usually costs extra. Then the encore: a large south-facing balcony, ready for morning coffee, evening spritzers, and the sudden realization that you've had opinions about planters and growing your own herbs all along. Freshly refreshed with new paint, backsplash, floating shelves, wallpaper and drapery, so all that's left to do is move in and take credit. The building delivers the full stack: 24-hour concierge, proper gym, outdoor terrace with BBQs, meeting room, and yes, your dog is welcome. All set in the Canary District, where the streets are walkable, the neighbourhood is safe, George Brown and TMU are practically classmates, and first-time buyers get to start at the top of their class instead of working their way up from the back row. Even Victor Newman would approve!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13535192
Bathrooms
1
Size
0-499
Cross streets
Front St E. and Cherry St.
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$389/mo
Exposure
South
Property tax
$1,810 / 2025
Days on market
10
Listing brokerage
FOX MARIN ASSOCIATES LTD.

Rooms

KitchenFlat2.37 × 3.41 m

stone counters · b/i appliances · separate room

OtherFlat0.00 × 0.00 m

balcony · sliding doors · south view

BedroomFlat4.90 × 3.48 m

w/o to balcony · large closet · hardwood floor

Living RoomFlat4.90 × 3.48 m

large window · hardwood floor · open concept

Moe’s TakeTeam Asgarian · Broker
Below comparables
$418Kest. value

Listed at $374,800, this home is about 10% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $333K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $310K
  • Adjusts to $310K

That comparable adjusts to $310K; the $418K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Cherry St at Front St East is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$375KGreat deal$480KOverpriced

Total price vs nearby homes. Fair value about $418K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$385kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3204-308 Jarvis Street$384k3109-15 Lower Jarvis Street$349k504-15 Richardson Street$337k1107-15 Richardson Street$418k801-15 Richardson Street$435k

The 5 closest of 8 active listings nearby.

See all comparable homes
375kThis home384k349k337k418k435kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $418K
$1,502this home / sqft
11active listings nearby
10days on market

This home lists 12% below the area average of $1,712/sqft.

9 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Cherry St at Front St East, about 105 m away

20+ transit stops18 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$574K
Waterfront Communities C1
$698K
Annex
$929K
Banbury-Don Mills
$500K
Mimico
$875K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$1,708/mo
$81KIncome needed
4.6×Price ÷ income
$394Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $1,708Property tax $151Condo fee $389Total carry $2,248

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,600per month

Mortgage amount $299,840 · 4.14% over 25 years

$74,960Down payment (20.0%)
$299,840Loan before insurance
$0CMHC premium
$2,140Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,600
Property tax
$151
Condo / maintenance fees
$389
Heating
$0
Estimated monthly cost
$2,140

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,097
Toronto municipal land transfer tax
$4,097
Estimated closing costs
$8,194

Plus your down payment of $74,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,943/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$180,177Total interest paid
$480,017Total of all payments
Principal $299,840 Interest $180,177
YearPrincipalInterestBalance
1$7,024$12,176$292,816
2$7,318$11,883$285,498
3$7,624$11,577$277,874
4$7,943$11,258$269,931
5$8,275$10,925$261,655
6$8,621$10,579$253,034
7$8,982$10,219$244,052
8$9,358$9,843$234,694
9$9,749$9,452$224,945
10$10,157$9,044$214,788
11$10,582$8,619$204,206
12$11,024$8,176$193,182
13$11,486$7,715$181,696
14$11,966$7,235$169,730
15$12,467$6,734$157,264
16$12,988$6,213$144,276
17$13,531$5,669$130,744
18$14,097$5,103$116,647
19$14,687$4,514$101,960
20$15,301$3,899$86,659
21$15,941$3,259$70,718
22$16,608$2,593$54,110
23$17,303$1,898$36,807
24$18,026$1,174$18,781
25$18,781$420$0

At the end of your 5-year term

Total paid over the term
$96,003
Principal paid down
$38,185
Interest paid
$57,819
Balance remaining
$261,655

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $1,810− Condo fees $4,668− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,486

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOX MARIN ASSOCIATES LTD.. MLS®/PropTx.

CallRequest a showing