95 Wolseley Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13536492
About this home
Unlock lifestyle, income, and massive potential in this beautiful Victorian within iconic Queen West! Fully updated and highly versatile, this property features two self-contained apartments, renovated in 2021. The property offers many options: generate monthly rent, live in one unit and rent the other to offset your mortgage, use it for multi-generational living, or easily convert back into a spectacular single-family home. The main/lower suite offers two bedrooms, two washrooms, soaring 9'9" main floor ceilings and 7-foot basement heights. Upstairs, the second-floor unit features two bedrooms, two washrooms, airy 9'1" ceilings, and a spacious renovated kitchen. 1800 sq feet in total living space! Newer roof membrane and furnace. Steps from Trinity Bellwoods Park and the city's best dining, cafes, and boutiques across Queen West, the Fashion District, and Kensington Market. Close to the U of T campus. Transit equity is unmatched with the upcoming Ontario Line subway expansion and the future King West Station just down the street. Transit and walk score 100.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13536492
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4
- Size
- 1100-1500
- Lot
- 14.44 × 75 ft
- Cross streets
- Queen and Bathurst
- Parking
- 1 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Membrane, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,415 / 2026
- Days on market
- 9
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
3 pc ensuite · quartz counter · window
pot lights · quartz counter · window
tile floor · staircase
sump pump · tile floor · window
3 pc ensuite · double closet · laminate
3 pc bath · quartz counter · window
3 pc ensuite · large window · laminate
Tile Floor
pot lights · breakfast bar · tile floor
pot lights · fireplace · laminate
pot lights · combined w/living · laminate
4 pc bath · tile floor
3 pc ensuite · quartz counter · window
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queen St West at Bathurst St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 37% above the area average of $632/sqft.
1 days faster than the Toronto average (10 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Queen St West at Bathurst St, about 72 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $900,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,803
- Property tax
- $535
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,337
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,975
- Toronto municipal land transfer tax
- $18,975
- Estimated closing costs
- $37,950
Plus your down payment of $225,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $288,164
- Principal paid down
- $114,615
- Interest paid
- $173,549
- Balance remaining
- $785,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.