902-319 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13536540

$598,000
For Sale
Listed 14 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

This Unit is a spacious one-bedroom residence in the newly completed Prime Condos, located in the heart of downtown Toronto. Designed with a highly functional layout, the suite offers thoughtfully planned living space, maximizing comfort and efficiency. The open-concept kitchen seamlessly connects to the living and dining area, while floor-to-ceiling windows bring in abundant natural light and offer attractive city views. The bedroom provides excellent privacy and generous closet space, making the unit ideal for both homeowners and investors.Residents enjoy modern finishes, built-in kitchen appliances, in-suite laundry, and access to a full range of premium building amenities, including a fitness centre, co-working spaces, party lounge, rooftop terrace, concierge service, and visitor facilities.Conveniently situated just steps from Toronto Metropolitan University, CF Toronto Eaton Centre, transit, restaurants, supermarkets, and the downtown financial district, the location offers outstanding walkability and excellent rental demand, making Unit 902 an attractive choice for professionals, students, and investors alike.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13536540
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Jarvis St/ Gerrard St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$434/mo
Exposure
South
Property tax
$3,680 / 2026
Days on market
14
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

Living RoomFlat4.10 × 3.50 m
KitchenFlat3.20 × 3.50 m
Dining RoomFlat
BedroomFlat2.90 × 2.73 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$447Kest. value

Listed at $598,000, this home is about 34% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $796K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $468K
  • Adjusts to $468K

That comparable adjusts to $468K; the $447K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$398KGreat deal$598KOverpriced

Total price vs nearby homes. Fair value about $447K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$521kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1403-158 Front Street$560k207-318 King Street$540k707-90 Trinity Street$530k511-28 Eastern Avenue$509k419-158 Front Street$468k

The 5 closest of 8 active listings nearby.

See all comparable homes
598kThis home560k540k530k509k468kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $425K
$2,397this home / sqft
11active listings nearby
14days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 33% above the area average of $1,796/sqft.

13 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Waterfront Communities C1
$567K
Niagara
$625K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,725/mo
$126KIncome needed
4.8×Price ÷ income
$629Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,725Property tax $307Condo fee $434Total carry $3,466

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,553per month

Mortgage amount $478,400 · 4.14% over 25 years

$119,600Down payment (20.0%)
$478,400Loan before insurance
$0CMHC premium
$3,294Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,553
Property tax
$307
Condo / maintenance fees
$434
Heating
$0
Estimated monthly cost
$3,294

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,435
Toronto municipal land transfer tax
$8,435
Estimated closing costs
$16,870

Plus your down payment of $119,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,101/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,476Total interest paid
$765,876Total of all payments
Principal $478,400 Interest $287,476
YearPrincipalInterestBalance
1$11,207$19,428$467,193
2$11,676$18,959$455,517
3$12,164$18,471$443,352
4$12,673$17,962$430,679
5$13,203$17,432$417,476
6$13,756$16,879$403,720
7$14,331$16,304$389,389
8$14,930$15,705$374,459
9$15,555$15,080$358,904
10$16,206$14,429$342,698
11$16,883$13,752$325,814
12$17,590$13,045$308,225
13$18,325$12,310$289,899
14$19,092$11,543$270,807
15$19,891$10,744$250,917
16$20,723$9,913$230,194
17$21,589$9,046$208,605
18$22,492$8,143$186,113
19$23,433$7,202$162,679
20$24,413$6,222$138,266
21$25,435$5,200$112,831
22$26,498$4,137$86,333
23$27,607$3,028$58,726
24$28,762$1,873$29,965
25$29,965$670$0

At the end of your 5-year term

Total paid over the term
$153,175
Principal paid down
$60,924
Interest paid
$92,251
Balance remaining
$417,476

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,680− Condo fees $5,210− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,074

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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