1110-65 Harbour Square, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13537390
About this home
Rarely available full-width 3 bedroom waterfront residence offering the space and comfort of a home without the maintenance. With over 2,000 square feet of beautifully reimagined living space, this exceptional south-facing suite captures breathtaking lake views while enjoying sweeping north-facing city skyline vistas. Designed for those seeking to downsize without compromise or families looking for generous condominium living, this completely reimagined suite features all new finishes, systems, and appliances. Every detail has been thoughtfully executed with exceptional craftsmanship, creating a refined, move-in-ready home. Expansive open-concept living and dining areas are wrapped in floor-to-ceiling windows overlooking the waterfront, offering an impressive setting for both everyday living and effortless entertaining. The designer kitchen features a large centre island, custom cabinetry, stone countertops, and premium appliances, seamlessly connecting the principal living spaces. The spacious primary retreat offers a walk-in closet and a beautifully appointed ensuite. Whether accommodating visiting family, grandchildren, a home office, or overnight guests, the flexible layout provides the versatility today's buyers value. Adding further peace of mind, the suite has never been occupied since the completion of the renovation, and the general contractor will provide the new owner with a limited one-year warranty. Harbourside Condos is celebrated for its exceptional resort-style amenities and welcoming community. Residents enjoy an indoor pool, squash courts, multiple fitness facilities, library, games room, resident lounge and bar, workstations, and a private shuttle providing convenient service to Toronto's downtown core.A rare highlight of the building is its expansive 7th-floor rooftop terraces on both the north and south sides, featuring lake views, seating areas, and communal barbecues. *No pet building* A 1-bedroom suite on 5th floor is also available
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13537390
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2249
- Cross streets
- Bay/Queens Quay
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Baseboard
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,822/mo
- Exposure
- North South
- Property tax
- $9,072 / 2025
- Days on market
- 10
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
hardwood floor · closet · large window
centre island · custom backsplash · stainless steel appl
combined w/kitchen · bay window · hardwood floor
hardwood floor · window floor to ceiling · juliette balcony
laundry sink · pot lights · custom counter
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · closet · large window
Listed at $2,099,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 65 similar homes nearby, adjusted for size, beds, and baths.Median of 65 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.77M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $893K
- Size difference +$584K
- Bathrooms +$15K
- Adjusts to $1.49M
That comparable adjusts to $1.49M; the $2.03M estimate above is the median of all 65 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queens Quay Station is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.03M, median of 65 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 4% below the area average of $1,024/sqft.
9 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Queens Quay Station, about 161 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,679,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,961
- Property tax
- $756
- Condo / maintenance fees
- $1,822
- Heating
- $0
- Estimated monthly cost
- $11,539
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $38,950
- Toronto municipal land transfer tax
- $38,950
- Estimated closing costs
- $77,900
Plus your down payment of $419,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $537,650
- Principal paid down
- $213,847
- Interest paid
- $323,804
- Balance remaining
- $1,465,353
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.