507 Rushton Road, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13538712

$1,199,000
For Sale
Listed 9 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq Ft

About this home

A Charming Detached Home & The Perfect Condo Alternative In The Heart Of Humewood-Cedarvale! Welcome To 507 Rushton Road, Where Character, Comfort, And Convenience Come Together In One Of Toronto's Most Desirable Neighbourhoods. This Beautifully Maintained Home Offers Bright, Functional Living Space Filled With Natural Light, Original Charm, And Thoughtful Updates Throughout. The Inviting Main Floor is Open Concept with Hardwood Floors, And A Seamless Flow For Everyday Living And Entertaining. The Updated Kitchen with Stainless Steel appliances Opens To Dining area which walks out to the Private Backyard Retreat, Ideal For Summer Gatherings, Gardening, Or Simply Relaxing Outdoors. Upstairs, Generous Bedrooms Provide Comfortable Family Living, While The Finished Lower Level Offers Flexible Space For A Recreation Room, or Home Office or Gym. The Property Includes Convenient Laneway Parking and added perk presenting multiple options, Providing Easy Access And Added Value. Whether You're A First-Time Buyer, Downsizer, Young Family, Or Professional Seeking More Space Than A Condo Without Sacrificing Location, This Home Checks All The Boxes. Located Just Steps To St. Clair West's Vibrant Shops, Cafés, Restaurants, Transit, Parks, Cedarvale Ravine, And Excellent Schools. Enjoy The Best Of Urban Living With A Warm Neighborhood Feel. Why Settle For A Condo When You Can Own A Detached Home With Private Outdoor Space, Laneway Parking, And Endless Charm In One Of Toronto's Most Established Communities?

Key facts

Property type
Detached, 2-Storey
MLS®
C13538712
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
20 × 120 ft
Cross streets
St. Clair And Rushton
Parking
1 garage · 2 parking (detached)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,644 / 2025
Days on market
9
Listing brokerage
MCCANN REALTY GROUP LTD.

Rooms

Primary BedroomSecond4.19 × 3.97 m

hardwood floor · walk-in closet(s) · window

FoyerMain3.97 × 1.70 m

hardwood floor · pot lights · window

Bedroom 3Second3.66 × 2.26 m

hardwood floor · closet · window

RecreationBasement4.62 × 4.01 m

laminate · window · open concept

Bedroom 2Second2.85 × 2.75 m

hardwood floor · window

Living RoomMain4.42 × 3.05 m

hardwood floor · overlooks dining · pot lights

Dining RoomMain4.42 × 2.54 m

hardwood floor · overlooks living · w/o to deck

KitchenMain4.42 × 2.38 m

renovated · stainless steel appl · overlooks dining

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Vaughan Rd at Humewood Dr is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$913kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

14 26th Street$899k110 Gillard Avenue$1.25M107 Twenty Fourth Street$939k4 Marshall Boulevard$699k31 Griffen Drive$778k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.20MThis home899k1.25M939k699k778kThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $2.50M
$1,332this home / sqft
12active listings nearby
9days on market

This home lists 34% above the area average of $992/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Vaughan Rd at Humewood Dr, about 251 m away

20+ transit stops5 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 75% meet the provincial standard

Affordability & Mortgage

Affordability
$5,465/mo
$229KIncome needed
5.2×Price ÷ income
$1,261Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,465Property tax $554Total carry $6,018

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,119per month

Mortgage amount $959,200 · 4.14% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,672Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,119
Property tax
$554
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,672

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,217/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$576,394Total interest paid
$1,535,594Total of all payments
Principal $959,200 Interest $576,394
YearPrincipalInterestBalance
1$22,471$38,953$936,729
2$23,411$38,013$913,319
3$24,390$37,034$888,929
4$25,410$36,014$863,519
5$26,473$34,951$837,046
6$27,580$33,843$809,465
7$28,734$32,690$780,731
8$29,936$31,488$750,796
9$31,188$30,236$719,608
10$32,493$28,931$687,115
11$33,852$27,572$653,263
12$35,268$26,156$617,996
13$36,743$24,681$581,253
14$38,280$23,144$542,973
15$39,881$21,543$503,093
16$41,549$19,875$461,543
17$43,287$18,137$418,257
18$45,098$16,326$373,159
19$46,984$14,440$326,175
20$48,949$12,475$277,226
21$50,997$10,427$226,229
22$53,130$8,294$173,099
23$55,352$6,072$117,747
24$57,667$3,756$60,080
25$60,080$1,344$0

At the end of your 5-year term

Total paid over the term
$307,119
Principal paid down
$122,154
Interest paid
$184,964
Balance remaining
$837,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $6,644− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $7,443

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MCCANN REALTY GROUP LTD.. MLS®/PropTx.

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