356 Ontario Street, Toronto, ON
Moss Park, Toronto · MLS® C13538714
About this home
A rare offering in historic South Cabbagetown, this impeccably renovated solid brick Edwardian semi seamlessly blends timeless architecture with elevated modern design. Move-in ready and exceptionally stylish, this 3+1 bedroom, 2 bathroom residence offers sophisticated living across four beautifully curated levels. The sun-drenched main floor is designed for both effortless entertaining and comfortable everyday living. Cozy up by the wood-burning fireplace in the inviting living room, or cook and gather in the stunning Parisian-inspired galley kitchen-a true showpiece featuring floor-to-ceiling cabinetry, premium JennAir stainless steel appliances, generous prep space, and striking steel-framed doors opening to the lush private backyard. Outside, a beautifully landscaped urban retreat awaits, with multi-level seating areas perfect for summer dinners, morning coffee, or evening cocktails under the stars. The second floor offers exceptional flexibility, with two spacious bedrooms, a beautifully renovated 4-piece bathroom with heated floors, and a thoughtfully reimagined middle bedroom now serving as a warm and inviting family room-ideal for movie nights, reading, or quiet retreat. Natural light pours down the center stairwell from the third-floor skylight, adding warmth and architectural charm throughout. The private third-floor primary suite feels like a serene treetop escape, complete with a separate dressing room/walk-in closet and a stylishly renovated ensuite bath. Additional highlights include a heated enclosed front porch with exceptional storage, a functional lower level with laundry and additional storage space, and the rare luxury of private laneway parking for one car. Set on one of Toronto's most beloved streets in the heart of historic Cabbagetown, just steps to Riverdale Farm, parks, transit, and the neighbourhood's vibrant cafes, restaurants, and independent shops. A turnkey city home with undeniable soul, style, and substance.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C13538714
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 13 × 95 ft
- Cross streets
- Gerrard and parliament
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle, Flat
- Sewer
- Sewer
- Property tax
- $5,527 / 2025
- Days on market
- 9
- Listing brokerage
- BOSLEY REAL ESTATE LTD.
Rooms
hardwood floor · west view
hardwood floor · open concept
slate flooring · renovated · w/o to garden
Concrete Floor
3 pc ensuite · walk-in closet(s)
hardwood floor · open concept
hardwood floor · bay window
Listed at $1,450,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 66 similar homes nearby, adjusted for size, beds, and baths.Median of 66 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.17M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $918K
- Adjusts to $918K
That comparable adjusts to $918K; the $1.35M estimate above is the median of all 66 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. St Patrick is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.35M, median of 66 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Heated floors: comfort and a premium-finish signal.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 4% above the area average of $796/sqft.
5 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: St Patrick, about 8 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,160,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,190
- Property tax
- $461
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,651
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,475
- Toronto municipal land transfer tax
- $25,475
- Estimated closing costs
- $50,950
Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,411
- Principal paid down
- $147,726
- Interest paid
- $223,685
- Balance remaining
- $1,012,274
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.