707-90 Trinity Street, Toronto, ON

Moss Park, Toronto · MLS® C13539788

$529,900
For Sale
Listed 13 days ago
1Bedrooms
1Bathrooms
1Garage
0-499Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to Trinity Lofts! Bright and spacious south/east-facing one-bedroom suite with a smart, functional layout and no wasted space. This modern unit features an oversized terrace-perfect for relaxing or entertaining. Enjoy the convenience of a streetcar right at your doorstep and walk to the Distillery District, with the Financial District, St. Lawrence Market, the waterfront, and Leslieville just minutes away. Located in a sought-after boutique condominium offering exceptional amenities, including a rooftop terrace, fitness centre, party room, bike storage, and more.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13539788
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Front St / Parliment St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$609/mo
Exposure
South East
Property tax
$2,486 / 2025
Days on market
13
Listing brokerage
HOMELIFE/5 STAR REALTY LTD.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Parliament Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$535kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

207-318 King Street$540k511-28 Eastern Avenue$509k1403-158 Front Street$560k419-158 Front Street$468k902-319 Jarvis Street$598k

The 5 closest of 8 active listings nearby.

See all comparable homes
530kThis home540k509k560k468k598kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $425K
$2,124this home / sqft
11active listings nearby
13days on market
100sold nearby · 90 days
$603Kmedian sold price
97%of asking, on average

This home lists 17% above the area average of $1,821/sqft.

12 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

94/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Parliament Street, about 174 m away

20+ transit stops19 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$985K
Church-Yonge Corridor
$569K
Waterfront Communities C1
$645K
Annex
$513K
Niagara
$740K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$2,415/mo
$114KIncome needed
4.7×Price ÷ income
$557Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,415Property tax $207Condo fee $609Total carry $3,232

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,262per month

Mortgage amount $423,920 · 4.14% over 25 years

$105,980Down payment (20.0%)
$423,920Loan before insurance
$0CMHC premium
$3,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,262
Property tax
$207
Condo / maintenance fees
$609
Heating
$0
Estimated monthly cost
$3,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,073
Toronto municipal land transfer tax
$7,073
Estimated closing costs
$14,146

Plus your down payment of $105,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,738Total interest paid
$678,658Total of all payments
Principal $423,920 Interest $254,738
YearPrincipalInterestBalance
1$9,931$17,215$413,989
2$10,346$16,800$403,643
3$10,779$16,367$392,863
4$11,230$15,916$381,633
5$11,700$15,447$369,934
6$12,189$14,957$357,745
7$12,699$14,447$345,046
8$13,230$13,916$331,815
9$13,784$13,363$318,032
10$14,360$12,786$303,672
11$14,961$12,186$288,711
12$15,587$11,560$273,124
13$16,239$10,908$256,886
14$16,918$10,229$239,968
15$17,625$9,521$222,343
16$18,363$8,784$203,980
17$19,131$8,016$184,849
18$19,931$7,215$164,918
19$20,765$6,382$144,154
20$21,633$5,513$122,520
21$22,538$4,608$99,982
22$23,481$3,666$76,501
23$24,463$2,683$52,038
24$25,486$1,660$26,552
25$26,552$594$0

At the end of your 5-year term

Total paid over the term
$135,732
Principal paid down
$53,986
Interest paid
$81,745
Balance remaining
$369,934

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $2,486− Condo fees $7,312− Insurance $600− Vacancy & upkeep $3,036Net operating income $14,166

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/5 STAR REALTY LTD.. MLS®/PropTx.

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