3802-197 Yonge Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13542626

$780,000
For Sale
Listed 13 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to Suite 3802 at Massey Tower, an exceptional residence in the heart of Toronto's most vibrant and dynamic neighbourhood. Stunning North East Views of Dundas Square and Lake views! Perfectly positioned steps from Yonge-Dundas Square, directly across from the Eaton Centre, with TTC subway access at your doorstep, this is true downtown living at its finest. Enjoy effortless access to the Financial District, Toronto Metropolitan University, St. Michael's Hospital, Hospital Row, world-class dining, entertainment, shopping, and everything the city has to offer.This stunning 2-bedroom, 2-bathroom suite offers over 800 sq. ft. of thoughtfully designed living space, complete with parking and locker. Floor-to-ceiling windows flood the home with natural light while showcasing spectacular panoramic city views and the energy of Toronto's skyline.The functional open-concept layout features a versatile centre island that doubles as an eat-in dining space, perfect for everyday living and entertaining. Perched on an ideal floor, high enough to enjoy breathtaking views and privacy. Enjoy the outdoors from your expansive wrap-around balcony.From the moment you enter, you'll be impressed by the bright, airy living space and seamless connection to the outdoors. The wrap-around balcony offers beautiful north-east exposure, creating the perfect setting for morning coffee, evening relaxation, or taking in the city lights.Residents of Massey Tower enjoy premium amenities including 24-hour concierge and security, a state-of-the-art fitness centre, party room, games room, and one of Toronto's most unique conveniences-an automated parking system that parks your vehicle for you. Simply drive into the garage, and the automated system takes care of the rest, providing a rare luxury and significant time-saving benefit.An outstanding opportunity to live in one of downtown Toronto's most iconic addresses, where location, convenience, lifestyle, and luxury come together. Virtually Staged

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13542626
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Yonge and Queen
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Stone
Maintenance
$1,111/mo
Exposure
North East
Days on market
13
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomFlat3.22 × 2.91 m

laminate · 4 pc ensuite · his and hers closets

Dining RoomFlat6.82 × 5.15 m

laminate · open concept · combined w/living

Living RoomFlat6.82 × 5.15 m

laminate · open concept · w/o to balcony

KitchenFlat6.82 × 5.15 m

laminate · quartz counter · centre island

Bedroom 2Flat2.86 × 3.16 m

laminate · closet

Moe’s TakeTeam Asgarian · Broker
In line
$712Kest. value

Listed at $780,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 96% of asking and homes sell in about 35 days.

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 62 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 62 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $840K
  • Bedrooms −$20K
  • Adjusts to $820K

That comparable adjusts to $820K; the $712K estimate above is the median of all 62 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$624KGreat deal$796KOverpriced

Total price vs nearby homes. Fair value about $712K, median of 62 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$753kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5007-89 Church Street$758k3004-50 Wellesley Street$799k302-50 Wellesley Street$758k1805-55 Charles Street$699k1506-50 Wellesley Street$750k

The 5 closest of 8 active listings nearby.

See all comparable homes
780kThis home758k799k758k699k750kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $555K
$918this home / sqft
97active listings nearby
13days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 10% below the area average of $1,017/sqft.

12 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$719K
Moss Park
$519K
Waterfront Communities C1
$652K
Niagara
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$3,555/mo
$176KIncome needed
4.4×Price ÷ income
$820Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $3,555Property tax $488Condo fee $1,111Total carry $5,153

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,330per month

Mortgage amount $624,000 · 4.14% over 25 years

$156,000Down payment (20.0%)
$624,000Loan before insurance
$0CMHC premium
$4,928Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,330
Property tax
$488
Condo / maintenance fees
$1,111
Heating
$0
Estimated monthly cost
$4,928

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,075
Toronto municipal land transfer tax
$12,075
Estimated closing costs
$24,150

Plus your down payment of $156,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,044/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$374,969Total interest paid
$998,969Total of all payments
Principal $624,000 Interest $374,969
YearPrincipalInterestBalance
1$14,618$25,341$609,382
2$15,230$24,729$594,152
3$15,867$24,092$578,286
4$16,530$23,428$561,755
5$17,222$22,737$544,533
6$17,942$22,017$526,591
7$18,693$21,266$507,899
8$19,475$20,484$488,424
9$20,289$19,670$468,135
10$21,138$18,821$446,997
11$22,022$17,937$424,975
12$22,943$17,016$402,032
13$23,903$16,056$378,130
14$24,903$15,056$353,227
15$25,944$14,015$327,283
16$27,029$12,929$300,253
17$28,160$11,799$272,093
18$29,338$10,621$242,756
19$30,565$9,394$212,191
20$31,844$8,115$180,347
21$33,176$6,783$147,172
22$34,563$5,396$112,608
23$36,009$3,950$76,599
24$37,515$2,444$39,084
25$39,084$874$0

At the end of your 5-year term

Total paid over the term
$199,794
Principal paid down
$79,467
Interest paid
$120,327
Balance remaining
$544,533

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,460− Condo fees $13,330− Insurance $600− Vacancy & upkeep $3,564Net operating income $9,446

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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