105-676 Richmond Street, Toronto, ON
Niagara, Toronto · MLS® C13542748
About this home
Introducing the Epitome of Urban Living in Toronto's Most Coveted Neighborhood: Stunning 2-Bedroom, 2-Bathroom Condominium: This two-level loft-style condo offers the perfect blend of contemporary design and functionality. It's a haven for those who appreciate the finer things in life. Spacious Open Plan: With soaring 15-foot ceilings and hardwood floors, this unit offers an open and airy ambiance that's perfect for both living and working. Abundant Natural Light: A window wall floods the space with light, highlighting the elegant interiors and creating an inviting atmosphere. Cozy Evenings by the Fireplace: Gather around the wood-burning fireplace during chilly Toronto evenings, creating warm memories with friends and family. Gourmet Kitchen: The fully upgraded kitchen boasts oversized island, stainless steel appliances, halogen lights, and stone countertops, making meal preparation a delightful experience. Luxurious Bedrooms: Two spacious bedrooms offer comfort and privacy, and the unit features two beautifully upgraded bathrooms. Prime Location: Located in the heart of Queen West, you're just steps away from Toronto's trendiest shops, restaurants, and cultural hotspots. Private Outdoor Retreat: Step out onto your large terrace and backyard deck, perfect for relaxation and hosting gatherings. Parking and Storage: This unit comes with convenient parking and a locker, ensuring all your storage needs are met. Live/Work Possibilities: With its versatile layout and convenient amenities, this condo is suitable for both living and working, providing the ideal space for those who desire a work-life balance. Don't miss this opportunity to experience the epitome of Toronto living. Come see this stylish condo and make it your own slice of Queen West luxury. Your urban oasis awaits!
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13542748
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1400-1599
- Cross streets
- Richmond & Bathurst
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $938/mo
- Exposure
- South
- Property tax
- $5,832 / 2026
- Days on market
- 13
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Rooms
combined w/living · open concept
3 pc ensuite · closet
combined w/dining · fireplace · ceiling fan(s)
large closet · open concept · closet organizers
stainless steel appl · breakfast bar · hardwood floor
Listed at $1,500,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($1,000/sqft) is in line with the area, so you are paying for extra space rather than a premium.
In Niagara lately, sellers have been getting about 96% of asking and homes sell in about 37 days.
There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.
Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.07M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.31M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.27M
That comparable adjusts to $1.27M; the $1.31M estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $1.31M, median of 96 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 5% above the area average of $950/sqft.
12 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Niagara, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,200,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,404
- Property tax
- $486
- Condo / maintenance fees
- $938
- Heating
- $0
- Estimated monthly cost
- $7,828
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,475
- Toronto municipal land transfer tax
- $26,475
- Estimated closing costs
- $52,950
Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $384,219
- Principal paid down
- $152,820
- Interest paid
- $231,398
- Balance remaining
- $1,047,180
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.