1112-35 Finch Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13543024

$619,000
For Sale
Listed 8 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Beautifully renovated and meticulously maintained, this stunning 2-bedroom, 2-bathroom condo offers turnkey living in the heart of North York. Extensively updated in 2024, the bright and spacious suite showcases modern finishes, thoughtful design, and exceptional attention to detail throughout.The open-concept living and dining area features new luxury vinyl flooring, fresh paint, smooth ceilings, all-new lighting, and custom dual roller shades on every window. A large private balcony extends the living space, creating the perfect setting for relaxing or entertaining.The redesigned kitchen is both stylish and functional, featuring custom ceiling-height cabinetry with soft-close drawers and doors, under-cabinet lighting, a built-in spice rack, quartz countertops and matching backsplash, a large stainless steel sink, premium fixtures, and a full suite of new LG stainless steel appliances.Both bathrooms have been completely renovated with new vanities, tile work, lighting, mirrors, fixtures, and glass shower doors. The primary ensuite offers a spa-inspired walk-in shower with full-height tile, glass enclosure, and an illuminated fog-free LED mirror. A new GE washer and dryer are conveniently tucked behind a modern barn door enclosure.Complete with one underground parking space, residents enjoy exceptional amenities including 24-hour concierge, visitor parking, outdoor pool and patio, fitness centre, sauna, party room, and reception lounge.Ideally located just steps from Finch Subway Station, grocery stores, restaurants, cafés, shopping, parks, and entertainment, this sought-after address offers unmatched convenience. Just minutes from the Canadian Memorial Chiropractic College (CMCC), this beautifully upgraded home presents an outstanding opportunity to enjoy refined, move-in-ready living in one of North York's most connected neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13543024
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Yonge Street and Finch Ave East
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$651/mo
Exposure
North West
Property tax
$2,766 / 2025
Days on market
8
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

KitchenMain2.46 × 2.46 m

stainless steel appl · quartz counter · custom backsplash

Primary BedroomMain3.05 × 5.88 m

vinyl floor · large window · walk-in closet(s)

Living RoomMain3.29 × 3.44 m

vinyl floor · combined w/living

Bedroom 2Main2.50 × 4.19 m

vinyl floor · closet · large window

Dining RoomMain3.29 × 2.18 m

vinyl floor · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Below comparables
$641Kest. value

Listed at $619,000, this home is about 3% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($729/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 24 similar homes nearby, adjusted for size, beds, and baths.Median of 24 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $554K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $629K
  • Adjusts to $629K

That comparable adjusts to $629K; the $641K estimate above is the median of all 24 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Finch Ave East at Kenneth Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$619KGreat deal$695KOverpriced

Total price vs nearby homes. Fair value about $641K, median of 24 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$623kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1608-10 Northtown Way$620k604-18 Hillcrest Avenue$626k2708-10 Northtown Way$612k2505-2 Anndale Drive$628k1210-55 Harrison Garden Boulevard$629k

The 5 closest of 8 active listings nearby.

See all comparable homes
619kThis home620k626k612k628k629kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $625K
$729this home / sqft
67active listings nearby
8days on market

This home lists 3% below the area average of $751/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Ave East at Kenneth Ave, about 37 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$2,821/mo
$130KIncome needed
4.7×Price ÷ income
$651Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,821Property tax $231Condo fee $651Total carry $3,702

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,643per month

Mortgage amount $495,200 · 4.14% over 25 years

$123,800Down payment (20.0%)
$495,200Loan before insurance
$0CMHC premium
$3,524Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,643
Property tax
$231
Condo / maintenance fees
$651
Heating
$0
Estimated monthly cost
$3,524

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,855
Toronto municipal land transfer tax
$8,855
Estimated closing costs
$17,710

Plus your down payment of $123,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,210/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$297,571Total interest paid
$792,771Total of all payments
Principal $495,200 Interest $297,571
YearPrincipalInterestBalance
1$11,601$20,110$483,599
2$12,086$19,625$471,513
3$12,592$19,119$458,921
4$13,118$18,593$445,803
5$13,667$18,044$432,136
6$14,239$17,472$417,897
7$14,834$16,877$403,063
8$15,455$16,256$387,608
9$16,101$15,610$371,507
10$16,775$14,936$354,732
11$17,476$14,234$337,256
12$18,207$13,503$319,049
13$18,969$12,742$300,080
14$19,762$11,948$280,317
15$20,589$11,122$259,728
16$21,450$10,261$238,278
17$22,347$9,363$215,931
18$23,282$8,429$192,648
19$24,256$7,455$168,392
20$25,271$6,440$143,122
21$26,328$5,383$116,794
22$27,429$4,282$89,365
23$28,576$3,135$60,789
24$29,772$1,939$31,017
25$31,017$694$0

At the end of your 5-year term

Total paid over the term
$158,554
Principal paid down
$63,064
Interest paid
$95,490
Balance remaining
$432,136

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $2,766− Condo fees $7,809− Insurance $600− Vacancy & upkeep $3,564Net operating income $17,661

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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