209 St Clements Avenue, Toronto, ON
Yonge-Eglinton, Toronto · MLS® C13545560
About this home
Rarely does an income property combine this level of scale, quality, and flexibility. This purpose-built triplex offers 3 large above-grade suites plus a full walkout basement with built-in 4-car garage parking, totaling an impressive 3,846 sqft of finished space + 1,282 sqft of parking/storage/workshop space. Whether you're an investor seeking strong cash flow, an end-user looking to live in while tenants help pay down your mortgage, or simply searching for a solid place to park your capital with real upside, this property checks every box. The updated Main Floor Suite offers 1,053 sqft, 2 large bedrms, a spacious living & dining rm (or office), w/o to balcony, eat-in kitchen, and 4-pc bath. The 2nd Floor Suite provides 1,203 sqft, 3 bedrms, living & dining rm (or office), w/o to balcony, eat-in kitchen, wall-mounted A/C, 4-pc bath w/ in-suite laundry laundry, and laminate floors. The extensively renovated 3rd Floor Suite mirrors this layout with 3 bedrooms, an expansive living & dining rm (or office), w/o balcony, eat-in kitchen, wall-mounted A/C, 4-pc bath w/ in-suite laundry, and laminate floors. Each suite features a renovated eat-in kitchen with s. s. appliances, a large island w/ breakfast bar, custom backsplash, upgraded cabinetry, and two sun-filled windows. Living/dinning rms showcase picture windows & crown molding, w/ updated light fixtures. Updated washrooms include quartz counters, designer lighting, mirrors, and in-suite laundry (2nd & 3rd floor), plus a dedicated main-floor laundry rm. Large windows on all four sides flood every unit with natural light. Quiet, clean central radiant heating pairs with wall-mounted A/C on the upper two flrs for efficient, localized control. Updated windows, fire-escape exits, and large balconies complete each suite. All units are separately metered for hydro. Meticulously maintained and move-in ready - a rare chance to secure a high-quality, income-generating asset with strong upside for investors and end-users alike.
Key facts
- Property type
- Other, 3-Storey
- MLS®
- C13545560
- Bedrooms
- 8
- Bathrooms
- 3
- Size
- 3500-5000
- Lot
- 34.16 × 99.19 ft
- Cross streets
- Yonge & Eglinton
- Parking
- 4 garage (attached)
- Driveway
- Lane
- Basement
- Walk-Out, Development Potential
- Heating
- Radiant
- A/C
- Wall Unit(s), Window Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,635 / 2026
- Days on market
- 11
- Listing brokerage
- THE KEY MARKET INC.
Rooms
w/o to balcony · picture window · closet
combined w/dining · picture window · open concept
picture window · closet · vinyl floor
w/o to balcony · picture window · closet
picture window · closet · 4 pc bath
large window · open concept · vinyl floor
eat-in kitchen · breakfast area · renovated
picture window · open concept · laminate
eat-in kitchen · breakfast area · renovated
picture window · closet · 4 pc bath
picture window · closet
picture window · closet · laminate
eat-in kitchen · breakfast area · renovated
combined w/dining · w/o to balcony · combined w/office
picture window · closet · 4 pc bath
combined w/dining · picture window · combined w/office
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Avenue Rd at St Clements Ave is about a 6-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Heated floors: comfort and a premium-finish signal.
- Income potential
- Value driver
- Lifestyle
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-Eglinton, Toronto, ON
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Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Avenue Rd at St Clements Ave, about 449 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $1,759,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,388
- Property tax
- $886
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,274
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $41,450
- Toronto municipal land transfer tax
- $41,450
- Estimated closing costs
- $82,900
Plus your down payment of $439,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $563,265
- Principal paid down
- $224,035
- Interest paid
- $339,230
- Balance remaining
- $1,535,165
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE KEY MARKET INC.. MLS®/PropTx.