605-280 Dundas Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13546180

$549,000
For Sale
Listed 8 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Artistry Condos - A brand-new luxury residence by Tribute Communities, ideally located next to the Art Gallery of Ontario, OCAD University, and the University of Toronto. This rare south-facing 1-bedroom suite offers the perfect blend of style, comfort, and functionality in one of Toronto's most sought-after downtown neighborhoods. The modern kitchen features integrated built-in appliances, sleek cabinetry, and a seamless flow into the open-concept living and dining area, creating the perfect space for both everyday living and effortless entertaining. Floor-to-ceiling windows and desirable south exposure fill the suite with natural sunlight throughout the day.Enjoy unbeatable convenience with St. Patrick Subway Station and TTC streetcars and buses just steps from your door, providing effortless access to the Financial District, hospitals, universities, world-class dining, shopping, and entertainment.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13546180
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
University and Dundas St W
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$389/mo
Exposure
East
Days on market
8
Listing brokerage
GOLDEN HOUSE REALTY INC.

Rooms

Living RoomFlat3.30 × 4.00 m

combined w/dining · combined w/kitchen

KitchenFlat3.30 × 4.00 m

Combined w/Living

BedroomFlat3.10 × 3.10 m

Closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$480Kest. value

Listed at $549,000, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $539K
  • Bedrooms −$30K
  • Adjusts to $509K

That comparable adjusts to $509K; the $480K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$479KGreat deal$549KOverpriced

Total price vs nearby homes. Fair value about $480K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$460kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1011-50 McCaul Street$485k1702-210 Simcoe Street$480k3113-230 Simcoe Street$479k914-80 St Patrick Street$395k

The 4 closest active listings nearby.

See all comparable homes
549kThis home485k480k479k395kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $480K
$2,200this home / sqft
5active listings nearby
8days on market

This home lists 15% above the area average of $1,906/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

12/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

20+ parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$577K
Waterfront Communities C1
$672K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,502/mo
$118KIncome needed
4.7×Price ÷ income
$577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,502Property tax $343Condo fee $389Total carry $3,234

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $439,200 · 4.14% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,076Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$343
Condo / maintenance fees
$389
Heating
$0
Estimated monthly cost
$3,076

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,920Total interest paid
$703,120Total of all payments
Principal $439,200 Interest $263,920
YearPrincipalInterestBalance
1$10,289$17,836$428,911
2$10,719$17,405$418,192
3$11,168$16,957$407,024
4$11,635$16,490$395,389
5$12,121$16,003$383,268
6$12,629$15,496$370,639
7$13,157$14,968$357,483
8$13,707$14,418$343,775
9$14,280$13,844$329,495
10$14,878$13,247$314,617
11$15,500$12,625$299,117
12$16,148$11,976$282,969
13$16,824$11,301$266,145
14$17,528$10,597$248,618
15$18,261$9,864$230,357
16$19,025$9,100$211,332
17$19,820$8,305$191,512
18$20,649$7,475$170,863
19$21,513$6,612$149,349
20$22,413$5,712$126,937
21$23,350$4,774$103,586
22$24,327$3,798$79,259
23$25,345$2,780$53,914
24$26,405$1,720$27,509
25$27,509$615$0

At the end of your 5-year term

Total paid over the term
$140,624
Principal paid down
$55,932
Interest paid
$84,692
Balance remaining
$383,268

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $3,843− Condo fees $4,668− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,453

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GOLDEN HOUSE REALTY INC.. MLS®/PropTx.

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