1602-530 St Clair Avenue, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13546196

$999,000
For Sale
Listed 8 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Experience breathtaking North, South, and West views that stretch as far as the eye can see from this sun-drenched corner suite. Originally designed as a 2 Bedroom + Den, this One-Of-A-Kind layout has been elegantly transformed into a spacious 1 Bedroom + Den, offering expansive living and dining areas that are perfect for entertaining or relaxing in style. The adaptable floor plan allows for an easy conversion back to its original layout, providing flexibility to suit your evolving needs. Floor-to-ceiling windows wrap around the entire unit, flooding the space with natural light and showcasing incredible unobstructed views and sunsets from every angle. The primary bedroom is a private retreat, complete with a walk-in closet and a luxurious ensuite. The Den is impressively spacious large enough to serve as a second bedroom with convenient access to a second, beautifully finished full bathroom. The kitchen is a showpiece, offering high end appliances, a large island with stone countertops, and barstool seating, seamlessly flowing into a dedicated dining area. The oversized living space easily fits a large sectional, making the suite feel warm, functional, and perfectly balanced. With two balconies, ample storage, and tens of thousands spent on premium custom finishes, this condo offers both style and practicality. It also includes one parking space and an oversized locker for added convenience. Ideally located at Bathurst and St. Clair, you're in the heart of one of Toronto's most vibrant and walkable neighbourhoods. Enjoy immediate access to transit with the St. Clair West subway and streetcar lines right at your doorstep. Stroll to Loblaws, cafes, restaurants, parks, and shops, or unwind in nearby green spaces like Sir Winston Churchill Park. With its rare combination of comfort, design, and location, this is a truly special offering.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13546196
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
900-999
Cross streets
St Clair & Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,031/mo
Exposure
North West
Property tax
$4,259 / 2026
Days on market
8
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

BreakfastMain2.56 × 3.56 m

hardwood floor · combined w/kitchen · open concept

Dining RoomMain4.90 × 5.33 m

hardwood floor · combined w/living · w/o to balcony

KitchenMain2.56 × 2.71 m

stainless steel appl · breakfast bar · double sink

Primary BedroomMain3.04 × 4.08 m

hardwood floor · 3 pc ensuite · w/o to balcony

Living RoomMain4.90 × 5.33 m

hardwood floor · open concept · west view

DenMain2.31 × 2.16 m

hardwood floor · closet

Moe’s TakeTeam Asgarian · Broker
In the wider range
$901Kest. value

Listed at $999,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $690K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Adjusts to $750K

That comparable adjusts to $750K; the $901K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Vaughan Rd East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$836KGreat deal$1.07MOverpriced

Total price vs nearby homes. Fair value about $901K, median of 20 comparables.

Comparable listingsCurrently listed nearby in Humewood-Cedarvale · asking prices
$679kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1604-1486 Bathurst Street$750k1303-1486 Bathurst Street$670k503-1486 Bathurst Street$579k508-170 Chiltern Hill Road$599k603-2020 Bathurst Street$799k

The 5 closest of 8 active listings nearby.

See all comparable homes
999kThis home750k670k579k599k799kThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $538K
$1,052this home / sqft
23active listings nearby
8days on market

This home lists 9% below the area average of $1,155/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave West at Vaughan Rd East Side, about 52 m away

20+ transit stops4 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C1
$694K
Waterfront Communities C8
$998K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.5 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,553/mo
$207KIncome needed
4.8×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $4,553Property tax $355Condo fee $1,031Total carry $5,939

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$5,651Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$355
Condo / maintenance fees
$1,031
Heating
$0
Estimated monthly cost
$5,651

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $4,259− Condo fees $12,377− Insurance $600− Vacancy & upkeep $4,026Net operating income $15,339

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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